Oxfam is working with a Sudanese partner organization to respond to the humanitarian emergency that began unfolding in the summer of 2011, when armed conflict erupted between government and rebel forces in the states of South Kordofan and Blue Nile; in April of 2012, border clashes between Sudan and South Sudan triggered another wave of displacement in the same states; in all, more than 900,000 people have been displaced or severely affected by the recent conflicts in South Kordofan and Blue Nile.
Aid providers are unable to reach many of those who are caught in this latest conflict, but an Oxfam partner has reached 45,000 people with a range of interventions, including:
Refugees from the conflict between Sudan and the SPLM-N continue to flow across the borders into Ethiopia and South Sudan. In the camps of Jamam in Upper Nile, South Sudan, many are arriving in a traumatized state, having trekked long distances without enough food or water. But the conditions in the camps where they have sought refuge are dire: residents and aid providers have had to contend with severe shortages of food and water, soft soil conditions that interfere with well drilling, and huge price increases for essentials like fuel and food.
Oxfam is helping more than 32,000 refugees in the Upper Nile region gain access to drinking water and sanitation, as well as hygiene materials like soap, and we are providing cash relief to help people cope with rising food prices.
Read more about the Jamam camps.
]]>Oxfam and our partners are now assisting more than 330,000 people in Darfur who have been affected by the conflict that began in 2003.
Armed clashes in Sudan continue to drive people from their homes. In January, more than 100,000 people fled the gold-mining area of Jebel Amir in North Darfur. Oxfam and a local partner have been assisting thousands of families with clean water, sanitation facilities, and relief materials like plastic sheeting and blankets.
Oxfam America is working with local Sudanese partners and community members to provide clean water, sanitation, and hygiene programs to more than 260,000 people in camps and villages in Darfur. Our water engineers are helping maintain the wells, pumps, tanks, pipes, and taps that deliver treated water to the settlements, and our sanitation and public health staff are ensuring that camp residents have latrines, bathing areas, soap, water cans, and access to the information they need to stay healthy under challenging camp conditions.
Many people affected by the conflict no longer have the means to make a dignified living. Farmers who have been displaced from their land, herders who have lost their animals, and widows who are trying to raise children alone have a range of needs as they try to restore their incomes. Oxfam partners have offered small business grants and loans, as well as vocational training and assets like donkey carts to many of the most vulnerable residents of the camps. In rural areas affected by the conflict, we are providing seeds, plows, and horse carts for farmers, as well as small business loans.
High-efficiency stoves can address an array of problems in Darfur. In a joint program with two partners, Oxfam America has supported local camp residents to assemble and distribute more than 15,000 stoves that are more than twice as efficient as traditional three-stone fireplaces. For the women who purchase their firewood in the market, the stoves reduce the cost of fuel and ease the heavy economic pressure on their families. But for those who must trek into the countryside to gather firewood, facing the risk of assault from armed bandits and militias, fuel-efficient stoves are even more critical. Read more about how the stoves have been making a difference.
Oxfam America's fuel-efficient stove program is helping protect Darfur’s fragile environment by reducing the need for firewood and charcoal.
Other environmental initiatives include planting and protecting tens of thousands of tree seedlings around school and camps for displaced people.
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A shorter commitment won't get the job done. It takes time to help people build skills and infrastructure, to get policies changed, and to ensure that governments spend their money more effectively.
Smart development demands monitoring and evaluation. Organizations should be accountable to report not only what they do, but also how they measure it. Don't believe stories that guarantee long-term impact after one or two years' investment; that's barely time to lay some groundwork.
We all crave the easy answer, the quick solution, but if eradicating poverty were simple, people living in poverty would have sorted it out long ago. They may lack resources like land, but they certainly don't lack intelligence or insight. Poverty is a global challenge—one that we can overcome together, but listening and learning from people living in poverty, and developing solutions with them, takes time and sustained effort.
This issue of OXFAMExchange includes inspiring stories, but they are just snapshots from a family album: moments in a long journey together. Each story is ultimately about perseverance and the need for long-term commitment.
Balcha, a 36-year-old widow, has brought us to her home here in the Ethiopian community of Mallima Bari as a sort of bench mark—a way for us to understand where she is in her life at this moment and where she’s determined to go now that she has access to irrigation and the support of a network of other small farmers like herself.
“I will reconstruct my house and show you a better house,” says Balcha firmly. “When I change my house, I will make you coffee.” In Ethiopia, ceremoniously serving guests coffee—three piping hot cups per person—is an important social tradition.
Recently, Balcha joined a group participating in a project launched by Oxfam America’s partner, Sustainable Environment and Development Action, or SEDA. Tapping a well that they helped dig and that SEDA and Oxfam outfitted with a pump and pipes, Balcha and 34 other farmers are funneling water to nine hectares of land--about 24 acres, or a little more than half an acre each. Now, at last, they are free from worry about whether the rain will come on time and in sufficient quantity to guarantee their harvests. With a flick of a switch, they have water on demand—water to feed their crops and build their dreams.
Sitting in front of a field crowded with tall corn, Balcha beams with a surety that would not have been possible a year or so ago. Grief consumed her then: Her oldest child, a 9-year-old boy, had drowned one day while she was away working as a laborer. His dream had been to go to school and he had begged her to send him. But Balcha didn’t have the means.
“He asked me, ‘please, my mom, buy me an exercise book,” she recalled. Her answer? “Next year I can buy you an exercise book and clothes, but this year we don’t even have food.”
Two months later, she said, the terrible accident happened.
In the year that followed, burdened by needs that she could barely meet, Balcha said she thought about leaving her family and running away.
“I was confused,” she said softly.
It was around then that she learned of the irrigation project and the opportunity to join it.
“I was suffering before I joined this project because I didn’t have my husband. I didn’t have any support,” said Balcha. ”Now I have clothes for my body, food for my stomach, and my field is in good condition. When you are hungry, you can’t think of getting satisfied. When you are thirsty you can’t think of getting enough water. But now I’m satisfied.”
Balcha’s story speaks for others in a district where many rural residents make their living by raising animals and cultivating crops on fields fed only by rain. But it’s a hard life—and sometimes an impossible one. In this Central Rift Valley, severe food shortages are a frequent problem.
Without money to put into better production—fertilizer for plants, and infrastructure for irrigation—farmers can’t easily coax much from their land. Instead, like Balcha, they rent their fields to investors who can afford the technology to reap bountiful harvests. And sometimes, small farmers become day laborers on land that is theirs, working for someone else’s profit instead of their own.
But for the group now tilling this 24-acre plot, a reliable source of water could change their lives and the lives of their families. The project is part of a broader Oxfam America water program, set to run through 2020, that works with communities and local partners to help some of the poorest Ethiopians in moisture-stressed regions access water for their fields and animals and manage the resource in a sustainable fashion. With water comes food—and resilience.
Here, in Mallima Bari, the hope is that farmers will begin to cultivate valuable market crops—onions, tomatoes, green peppers, cabbages—that could boost their incomes. From the sale of their harvests, participants, who have formed the Mallima Gale Small-Scale Irrigation Co-op, will pool 10 percent of their earnings toward keeping the irrigation enterprise running. One of the biggest costs is fuel, now running at about 17 birr per liter—close to $4 a gallon. It takes about six liters of fuel each time a farmer pumps water through a half-acre field.
But it’s not just the pump and water that have brightened prospects for Balcha, it’s the deeper connection she has made with her neighbors in the irrigation group and the spirit of cooperation.
“We have very good collaboration,” says Balcha, noting that she had her fields plowed with the help of co-op members and their oxen. Ethiopians measure their land in hectares. One hectare is nearly equal to 2.5 acres. Balcha’s irrigated plot of corn measures a quarter hectare. In addition, she has a half-hectare of rain-fed corn and a quarter hectare of Ethiopia’s staple grain, teff, which is also dependent on the rain.
New agricultural techniques she learned through SEDA could help her crops do better than they have in the past, and the results so far have made her optimistic. She is planting her corn in rows now instead of broadcasting it loosely, and expects the December harvest will produce enough to feed her family as well as some to sell.
“Physically, it looks healthy,” says Balcha. “When you look at it, you get encouraged.”
And with that feeling of encouragement comes the taste of possibility: For Balcha, that means school for her children—an opportunity she never had.
“Had I had an education, I would have been someone better than I am now,” says Balcha. “I’m in darkness myself. I want them to be in light.”
]]>It's the Gurracho River, tumbling through boulders and swelling across the lowlands below, its roar muffled to a whisper-a whisper of possibility—by the brush climbing the steep banks.
In this drought-plagued corner of Ethiopia's West Arsi Zone, the river has long called out to small-scale farmers scratching a living from land fed only by rain. Without resources—money, engineering skills, heavy machinery—families in Dawe kebele had no easy way to tap the river's potential as an irrigation source even as they hungered for what it could bring them: reliable harvests, food on their tables, and desperately needed income for household essentials, like medical care and school fees.
But now, from the head works deep in the brush above where Magarsa and Saworo live with their nine children, a new network of pipes, concrete-lined canals, and earthen channels is funneling the precious Gurracho River directly to 404 farmers tilling 200 hectares of land, or 494 acres. The water is changing their lives.
With support from Oxfam America, the Rift Valley Children and Women development Organization, or RCWDO, began working on the Ejersa small-scale irrigation project in 2007 to help local families increase the income from their farms and expand their employment opportunities. Fed entirely by gravity, the new system is allowing farmers to cultivate their fields year round—whether it rains or not—and to grow food not only to eat but to sell.
"We are encouraging farmers to engage in the production of high-value crops for the market," says Hussien Dalecha, a program manager for RCWDO. "If you simply depend on traditional practices and growing maize and wheat one time a year on small plots, that's not sufficient for household consumption and expenses."
But with access to fertilizer, improved seeds, and most important of all, water, farming families can make their land highly productive—in some cases more than tripling the value of their yields. Coupled with the infrastructure, farmers have also received training in new growing techniques and the importance of diversifying their crops. At a neighborhood nursery, managed by the farmer's cooperative, neat rows of onions, peppers, kale, and tomatoes-among a variety of other edibles-serve as examples of what's possible. And farmers are taking the lessons to heart.
"We have farmland but lacked knowledge," said one farmer, Obbo Bshura. "As a result, we often couldn't feed our family on the meager yield of crops...Through the project we were taught irrigation methods and diversification techniques that were previously unpracticed in our community. Our production increased."
For Magarsa and Saworo, irrigation has brought their family a new sense of certainty, a feeling that, with hard work, their dreams do stand a chance of materializing.
"I have the confidence hereafter I can easily keep my children in school,"said Saworo, 45, who longed to be able to continue beyond the ninth grade himself. "I was eager to be a nurse or a doctor before. But it was a problem for me to continue my education. I didn't have any support from anywhere. If I can't achieve my ambitions, my child should go."
And one of them has. The couple's oldest son, Guta Bati, 22, graduated in July from Kuyera College with a nursing degree.
To help pay for his schooling, his parents sold a cow in December, one of the few that remained from their herd of 30. In recent years, drought has taken a toll on their livestock: Some of their animals died and they sold others when their crops failed and the family needed money to buy food.
But now, with river water promising more bountiful harvests, education for the rest of the children may not require selling valuable assets: their crops may be profitable enough to cover school fees.
The family has access to one hectare of irrigated land. By August, the corn Saworo had planted earlier was ready for harvest at a time when few other farmers around had any. In a bowl passed among visitors, a snack of roasted kernels—sweet, smoky, and a little crunchy—disappeared quickly. Saworo sold a quarter hectare (.62 acre) of corn for 7,592 birr, or about $446—a sizable sum during a season of the year when normally the family has little cash available.
"It's a good income for me," said Saworo. "This is really big money."
And he wasn't going to let it lie idle. He planned to buy improved seeds—tomatoes, beets, and cabbage—for his next crop.
Magarsa, too, has had significant success with the corn she's cultivated, seeing the yield from the half hectare (1.2 acres) she works climb from 12 quintals ( 2,645 pounds) in 2009 to 32.5 quintals (7,165 pounds) this year.
"I am totally in a different life," she said, "being able to feed my children and selling the remaining (corn) to support the children in education, planning for reinvestment."
Nearby, at the home of Bushura Tasho and Jaware Aliyi, the irrigation project has helped boost income enough for the family to plan on putting a new roof on their hut. This one will be made of corrugated metal.
"Water can make a difference," said Aliyi. And not just for the farmers.
As the couple discussed the progress they were making, a woman with two donkeys wandered into their yard. She was there, she said, to purchase some of the surplus corn. Her plan was to buy about 150 birr worth (just shy of $9), load up the donkeys, port the corn to a distant community that had none, and sell it there for a slight profit of between 40 or 50 birr, or a little less than $3.
"The irrigation has already made a market here," said Dalecha, the project officer, noting how the benefits were reaching beyond farmers. Food, grown right here, was finding its way into the broader community—a community that in the past has had to depend on food aid during times of crisis.
"Relief food is aid is very expensive," said Dalecha. "Instead of feeding the people, this kind of [irrigation] scheme is very recommendable."
Oxfam America has been collaborating with communities and a variety of partners on projects like this since 1994, helping to provide families with water for their fields, for their animals, and for use in their homes. Oxfam's new long-term water program, set to run through 2020, is now focusing on three regions: Amhara, Tigray, and Oromia, of which the West Arsi Zone is a part. The program aims to strengthen the resilience of communities in the face of climate change by helping people access water and manage it sustainably for crop and livestock production.
The Ejersa small-scale irrigation project in Dawe is also part of a larger undertaking called the Global Water Initiative, or GWI. Funded by the Howard G. Buffett Foundation, it's a coalition of seven international organizations, including Oxfam America, working on the challenges of providing clean water to some of the poorest people in the world for their homes and livelihoods.
]]>In a country where most farmers depend on rain to feed their crops and guarantee their harvests, that question is omnipresent: It's about survival. And there's no sure way to answer it.
But there is a way to manage the uncertainty it breeds, and Biru, with steady steps, is slowly freeing herself from the constraints of an increasingly erratic climate. Her tools? An entrepreneurial drive and—now—weather insurance for her crops through a program that has grown to reach more than 13,000 farmers in Tigray since its launch in Adi Ha in 2009.
Biru, a 50-year-old mother of six children, was among the first farmers in this rocky northern region to invest in the insurance when Oxfam America, together with the Relief Society of Tigray and a host of partners, began offering it as a way to help families build resilience in the face of repeated drought. If there is insufficient rain during a critical period of the growing cycle, farmers will receive a payout for the crop they have insured.
And even those too poor to have cash on hand can get insurance: They can pay for their premiums in exchange for working on projects that help their communities reduce the risk of future disasters , such as by planting trees to preserve the topsoil. Of the 13,195 farmers now insured, 91 percent of them, or 12,064, are trading their labor for their premiums. And many of the households that have bought insurance are headed by women—3,610 of them.
Biru has been able to pay for her insurance with cash. This year, she bought a package for 200 birr, or about $11.75. It will cover her teff, a tiny grain and a staple of the Ethiopian diet used to make a bread called injera.
In Adi Ha, the weather has not been severe enough—yet—to trigger a payout. But Biru is convinced that investing in insurance is a smart move and that the program should be scaled up to reach farmers in other parts of Ethiopia. Without the cushion insurance provides, families who lose their harvests and have nothing to fall back on could be forced to migrate far from their homes or to sell precious household resources—like a cow—to buy food.
"This insurance is very good," said Biru. "It's saving our assets in a bad year."
And perhaps it's that confidence that is also helping her take other well-considered risks that are allowing her to build a more secure future for her family.
In 2009, the first year weather insurance was available, Biru joined a group of 10 farmers and together they bought a pump to irrigate some of their crops. Her contribution was 4,000 birr—or about $235. In 2010, with the proceeds from an abundant harvest of peppers, Biru was able to pay off the loan for her share of the pump.
Soon after, she took an even bigger plunge: With a new loan, she invested 14,000 birr, or about $823, in her own pump, available to use whenever she needs it. In August, she had already reaped 2,000 birr-worth of peppers from her field, and was looking forward to continuous harvests in the future.
"This is more productive compared to maize," said Biru. "Maize you harvest once. This you harvest every week."
Peppers won't be her only cash crop from this newly irrigated land. Scattered amidst the plants are 60 orange tree seedlings and 30 mango tree seedlings.
"If we manage it very well, we can start the first harvest (from the trees) after four years," Biru said.
For all Biru's progress, farming in Tigray is not an easy undertaking. And one of the biggest challenges, she said, is the cost of fertilizer. The price keeps climbing.
"It's 1,000 birr per quintal (or about $58 for 220 pounds)," said Biru, recalling when it was a fraction of that price two decades ago. "Our land can't perform well without fertilizer, but fertilizer is very expensive…Most of our money is invested in fertilizer."
But most of her pride is invested in her children: all six of them have been able to attend school. Her oldest son has a degree in accounting and a daughter has a degree in engineering. Three of the others are still making their way through, while a middle son has decided to stop his education and assume—eventually—responsibility for his parents and the land they have worked so hard to cultivate.
Weather insurance may make his job, and the job of countless farmers like him, easier in the years ahead. The initiative is now set to expand into three new countries with the help of the World Food Programme. And its focus has broadened to promote a variety of tools that will help rural families build their resilience including access to credit, the encouragement to save, and steps to reduce the risks of disaster.
]]>Achieving farm resilience requires building up the resilience of vulnerable farmers by developing their skills, expertise and voice while supporting their use of agro-ecological farming practices. Building resilience depends not just on how farmers manage resources, but on how well local, national, and global institutions support farmers. Agro-ecological practices can empower vulnerable small-scale farmers, offering them both greater control over their lives and an accessible means of improving their food security, while decreasing their risk of crop failure or livestock death due to climate shocks. Vulnerable farmers can use agro-ecological practices to build resilient farms and improve their livelihoods, achieving multiple benefits: 1. improved food security; 2. adaptation to a changing climate; and 3. mitigation of climate change.
People-centred resilience consists of five principles which should guide how investments in vulnerable farming communities are designed and implemented. They are:
Following these principles ensures that investments support farmers in their efforts to become food-secure and adapt to climate change. Four institutions central to delivering people-centered resilience are: secure land rights; dynamic farmer associations; responsive agricultural advisory services; and public support for environmental services.
]]>More than 6 million farmers across the country grow teff, but it’s here, in rugged Adi Ha, where rocks litter the fields like confetti, that this new kind of insurance may take root and spread. An initiative coordinated by Oxfam America and supported by more than a dozen partners, its goal is to help some of the world’s poorest farmers bounce back when drought destroys their crops. And the payout isn’t only in cash. It’s in confidence—the kind that may help propel people out of poverty.
“Without insurance, poor farmers who experience drought might run through all their savings, fall into debt, or sell their livestock and other valuables—often to ruinous results,” says Mengesha Gebremichael, the micro-insurance officer at the Relief Society of Tigray and one of the project’s managers. “In contrast, insured farmers will be more resilient to those shocks. They’ll be in a better position to take out small loans that could help them make big improvements in their next harvest—loans for things like high-yield seeds. They’ll be more confident that they can pay the money back knowing they have insurance to support them if trouble strikes.”
June to October marks the main rainy season in Adi Ha, a critical time for local farmers who depend on the skies to water their teff fields. For poor families living close to the edge, where even a $20 or $30 loss can push them over, there is no room for mishap. Without rain, they face disaster. That’s where the weather insurance comes in. If a certain amount of rain fails to fall at a certain time, farmers who have purchased the insurance can receive a payout to help cover their losses.
In Ethiopia, families have always had traditional ways of coping with extraordinary expenses. If they lose their livestock in a disaster, such as drought, those who are better off will contribute an animal or two to help them rebuild their herds, for instance. Families may also share seeds for planting, or food when it’s in terribly short supply.
But with climate change—and the erratic weather that it brings—the traditional means of surviving bad times may no longer be enough.
“Climate change is dramatically increasing agricultural risk across the planet,” says Marjorie Victor Brans, a senior policy advisor at Oxfam America. “The frequency of droughts and other shocks in Adi Ha is likely to increase, and poor farmers will be among the hardest hit. It’s a hugely challenging phenomenon.”
With 85 percent of Ethiopians employed in farming, much of it rain-fed, the need for new tools to manage the risks is huge. But the market for insurance is miniscule: only about 300,000 people in a country of nearly 80 million now have it. Extending the option to rural areas is loaded with challenges, not the least of them being the concern that poor farmers simply don’t have the money to pay for premiums—even the smallest one.
This new program has solved that problem with a simple solution: It has arranged for the poorest farmers to use their labor to buy insurance, tapping into a new social security initiative the Ethiopian government launched a few years ago. Called the Productive Safety Net Program, or PSNP, it helps about 8 million of the country’s most vulnerable residents by providing them with food or cash in exchange for work. Through the PSNP, 130 Adi Ha farmers are now working extra days on community projects, such as planting trees and grasses to promote soil and water conservation, to pay for their premiums. In this pilot year, Oxfam provided funds to the PSNP to cover this part of the project.
The option to trade labor for insurance has substantially boosted the number of farmers able to participate in the program, nearly doubling the enrollment that was expected.
“It’s good for me to have the insurance as long as I can work and pay with labor,” says Medhin Reda, a single mother who will be working 24 days for her premium. “That is the only asset I have.”
For Selas Samson Biru, who is spending 192 birr on insurance, it will help address the uncertainties that have always been part of farming, especially now that global warming may be altering familiar weather patterns.
“Our season is changing. We don’t know when there will be a bad year and when there will be a good year,” she says. “I believe, after taking the training, this insurance will be helpful during the bad season. This will pay me.”
And the insurance may be extra helpful because it was tailored specifically for farmers like Biru. In fact, she was one of five community members chosen by villagers to join the insurance design team. Twenty-one other farmers participated in a series of test workshops on climate change and financial literacy. Focus group discussions and economic risk simulations carried out in the community helped the design team understand what kind of insurance product would work best in Adi Ha. And on the day of enrollment, about 600 farmers showed up for a host of activities explaining the offerings, including musical performances, a play, peer-to-peer outreach, and financial training.
“Today is a historic day for the farmers of Adi Ha,” said Brans as the activities wound to a close that day and organizers counted the final tally of takers. Among the 200 were 75 women, which represents about 22 percent of all female-headed households in Adi Ha—one of the most vulnerable groups the project is aiming to help. On average, farmers are paying 138 birr for their premiums—or a little more than $12 each. Some chose packages that allowed them to pay as little as 76 birr, or about $6.75. The maximum premium was 288 birr, or just over $23.
“We are experimenting,” said Gebru Kahsay a few months after investing 192 birr into an insurance package. “We started with teff. If we find the insurance is good, we’ll continue. If we fail, we will take a lesson from it.”
Lots of learning has already taken place during the 18 months Oxfam and its partners spent in preparation for the launch of this project. And each of those partners has been contributing its own expertise. Besides the Relief Society of Tigray, or REST, one of the largest aid groups in Africa which has worked closely with the people of Adi Ha, other partners include the Nyala Insurance Company, an Ethiopian firm that is providing the insurance; Swiss Re, one of the world’s largest insurers which has helped fund the launch and is providing technical expertise; and the International Research Institute for Climate and Society at Columbia University, which is providing research on climate data. Additionally, the Dedebit Credit and Savings Institution, or DECSI, the primary provider of loans to families in Adi Ha, helped both to design the pilot and to educate farmers about the pros and cons of insurance.
“We had to work very hard to design a risk management package that was affordable and attractive to farmers, while still being potentially profitable to the insurance industry,” says Bekabil Fufa, an agricultural expert in Oxfam America’s Horn of Africa regional office. “And we had to make it compelling to government and donors who feel it will address the threat of climate change.”
With a solid model now in place, Oxfam is planning in the coming year to expand the initiative into four new villages in Tigray--the region where Adi Ha is located—and into one village in Amhara, another drought-prone region to the south. Eventually, the project partners would like to see weather insurance offered to poor farmers throughout Ethiopia.
It will require a leap of faith by farmers across the country as well as support from the government, donors, NGOs, and the private sector,” says Gebremichael. “But given the long lead times required to build resiliency to climate change, we can’t afford to wait until tomorrow to try.”
]]>Reda, 45, is a farmer in Adi Ha, a collection of small villages in Tigray, a rocky region of northern Ethiopia. Here, rainfall is becoming increasingly unpredictable, and for the farmers who depend on its regularity to ensure their fields will produce food for their families, the change in weather patterns is deeply troubling. Without rain, the crops of hundreds of farmers in Adi Ha won’t grow.
Already this year the rains were six weeks late, coming in mid July instead of early June. That meant the corn got a late start and some farmers didn’t bother with sorghum at all. Still, hopes were high for teff, the tiny grain that is a staple for people here—and across Ethiopia where 6 million farmers grow the nutrient-rich cereal. Reda is one of them.
But this year, she and 199 other small farmers in Adi Ha weren’t taking any chances. When Oxfam and its partners suggested a way to buffer the hardships Mother Nature might bring, the farmers embraced it—even if few had ever heard of such a thing. The proposal? Weather insurance designed for their teff. If the rain failed to fall in certain amounts at certain times, farmers who bought the insurance would receive a payout to cover some of their losses. The insurance is being offered by the Nyala Insurance Company and Swiss Re. Other organizations partnering on the project include the Relief Society of Tigray, or REST; the Dedebit Credit and Savings Institution, or DESCI; and the International Research Institute for Climate and Society at Columbia University.
“Because of repeated drought, which really affected me, I joined the insurance with the understanding it might solve my problems,” said Reda.
For a long time, most people in the insurance business thought that poor farmers, like many of those in Adi Ha, were uninsurable. Where would they get the cash to buy the insurance? This pilot program has answered that with a simple, and ingenious, solution. Reda is paying for her premium—like she does for other important things in her life—with her labor.
Reda, along with 65 percent of all those who have signed up for the insurance, is a participant in Ethiopia’s Productive Safety Net Program, an initiative that provides cash and food for some of the country’s poorest people in exchange for their work on community improvements. She’ll work 24 extra days this year on projects that benefit Adi Ha—such as planting trees and grasses to promote soil and water conservation—to cover the cost of her premium.
“It’s good for me to have the insurance as long as I can work and pay with labor,” says Reda. “That is the only asset I have.”
A single mother and head of an all-girl household at the moment—she lives with three of her daughters; a fourth daughter lives in a nearby town; and a son is away studying—Reda works hard to keep together all the pieces of a difficult life. With one of her daughters, Abbadit Girmay, who is now 19, Reda hauled to their hillside site every stone of the hut they now live in. And to build it, she hired a mason to mortar the rocks together—paying him with a summer’s worth of weeding in his fields.
To get her own fields plowed—she has two, totaling a half hectare of land--Reda hires herself out each planting season, working three full days for the man who owns the oxen, in exchange for one day of his plowing.
Work is Reda’s currency.
"That’s why I’m thin," she says, with a wry smile.
In the corn patch just below her house, Reda stands bent at the waist , her hands flying over the weeds as she yanks and clumps them swiftly into small piles. Close behind, and weeding nearly as fast, Tekleweini Girmay, 7, follows her mother through the stalks. Reda—and necessity—have taught her well.
But a farmer’s life is not what Reda envisions for her youngest child—or any of her daughters. She wants them to have what she never had: an education.
“The season is not good enough for agriculture. Our soil has become poor and they need fertilizer,” she says. “I don’t want my children to be farmers. Those who have started their education I want them to continue and have jobs. And those who haven’t started, I want them to start.” Tekleweini will be among those newly enrolled when the next session of school begins.
And Reda will be, too.
She has signed up for an adult literacy program that REST is offering.
And though Reda can’t read, her mind is filled with news of the world beyond Adi Ha that she absorbs from a small radio she keeps tucked on a shelf in her hut. Voice of America in Tigrinya and Dmitsi Woyane or the voice of the ruling party are among her favorite stations. Sometimes, Reda will stay up until 11 p.m. listening—when there are working batteries, that is. They are expensive, about 10 birr each, or about most of what she would earn for a day’s labor.
There’s no electricity in this stone-walled compound, and few creature comforts. At night, light in Reda’s cramped hut comes from a hanging bulb hooked to a flashlight battery. She also has two small oil lamps. Household wares hang from the ceiling beamed with logs and storage vessels stand in the shadows in the corners. Two mud seats built into the walls near the door serve as beds.
In early August, green washes the hills that stretch below Reda’s hut, a sign that the rain—now that it has finally come—is ample enough for the moment. Her corn is doing well, she says with satisfaction.
And her teff?
The seeds have been in the ground for just a week and years of experience have left her circumspect.
“It’s too early to say if it’s good or bad,” says Reda.
]]>In a pilot program coordinated by Oxfam America along with a host of local partners, these farmers have bought weather insurance designed for their teff, a staple grain here and across Ethiopia. If a certain amount of rain fails to fall at a certain time—and their teff does poorly—the insurance will cover some of their losses. Partners in the initiative include the Relief Society of Tigray, or REST; the Nyala Insurance Company; Swiss Re; the Dedebit Credit and Savings Institution, or DECSI; and the International Research Institute for Climate and Society at Columbia University.
The rain gauges, like the one in Biru’s yard, measure the precipitation in different spots across Adi Ha where rainfall is becoming increasingly unpredictable, making it ever harder for farmers to eke a living from this rocky part of the world.
“Our season is changing. We don’t know when there will be a bad year and when there will be a good year,” says Biru. “I believe, after taking the training, this insurance will be helpful during the bad season. This will pay me.”
Biru, who has bought 192 birr—or about $15—worth of insurance has become an expert at managing the vicissitudes of life in Adi Ha and together with her husband and six children, they have built a measure of security for themselves.
Now 48, Biru was married at 15. But unlike some of her peers at the time, she had managed to attend school through the fourth grade, and when the Tigray People’s Liberation Front, or TPLF, took control of the area, Biru stood out. Perhaps it was because of all the questions she asked, she says.
She joined the organization in about 1979 and soon assumed a leadership role among other women—a twist of fate that allowed her to develop the confidence that continues to feed her successes today. Biru is not afraid to try new things—including insurance, a concept few in her community knew much about before this pilot was launched. Biru became a member of the local team that helped design the project.
But before that, she had other experiences that allowed her to see the advantages of managing household money in different ways. Through a local microfinance institution, Biru has taken out a series of loans that have helped her to build a herd of livestock that now includes goats, oxen, and donkeys. She has used the proceeds from the sale of some of those goats to support two of her children as they make their way through university.
Income from the goats, which at one point numbered about 70, also helped the family finance the construction of a new house with a metal roof a few years ago. It consists of a long, rectangular room with perimeter seats built into the walls, two beds at the far end, and a high ceiling that helps the interior stay cool on hot days.
And though the hungry season is inching closer—the time before the harvests when the food supply of many families runs low—Biru still has a supply a grain. In a shed separate from her house, tall vessels stand against the back wall. As she uncorks the bottom of one of them, the grain makes a satisfying rush as it streams out Baskets on the floor brim with corn, finger millet, and teff.
Biru’s family has another source of bounty as well: the Tsalet River, which feeds an irrigation system constructed about 10 years ago by the Relief Society of Tigray with funding from Oxfam. More than 400 households now benefit from it. Water funneled through a series of channels connected to a dam across the river irrigates a quarter hectare of land from which Biru harvests green peppers, bananas, melons, guava, and coffee beans. That regular supply of water may free her from some of the worry about rain.
But the irrigation system doesn’t water her teff. Across Adi Ha, farmers depend on the rainy season for that job. The main one, the kiremt, stretches from June into September. A shorter rainy season, the belg, runs from February to May. This year, the kiremt started late: the rain didn’t really begin to fall in substantial amounts until mid July, making it hard for farmers who plant sorghum and corn.
“For maize, the rain is not good. There was no rain early,” says Biru.
With her rain gauge, Biru keeps careful count of exactly how much rain falls, recording the precipitation on a small chart. Pulling it out to show some visitors one day in early August, she notes the range from half a millimeter the day before—barely a sprinkle—to 40 millimeters in a downpour on July 3.
Her crops aren’t the only thing Biru worries about when it comes to water. Her family also needs a steady supply for drinking and cooking. And often, the job of fetching it falls to her. Potable water is about an hour’s walk away, and someone in the household makes that trip once a day, sometimes with a donkey to haul the heavy load home. But a less reliable source that the family uses just for cooking, is a good deal closer—a 15-minute hike from Biru’s home.
Grabbing a jug, Biru heads down the path from her house, slowing her pace so the city slickers who are visiting can keep up. She’s going to show them what’s required to keep a family hydrated in Adi Ha, where there’s no municipal system pumping water through every household tap.
The walk includes a scramble down a steep ledge—and the knowledge of a return hike up, lugging the jug heavy with water. On the way, Biru stops at a mound of stones, bending to kiss one reverentially: below them, in an oasis of trees and thick bushes—one of the few forest-like spots still standing in the area—sits a local church. Tradition demands that the woods around the church be left alone. They’re sacred. And that may account for the small spring that still gurgles at their base.
It’s here that Biru stops to fill her jug, scooping cupfuls of water from the shallows while trying to leave the silt behind. Ten minutes later, she stands and heads home under a gray sky full of the promise of rain.
Will it be ample enough to guarantee a harvest?
“For teff, currently it’s good,” says Biru. But if it doesn’t last, she now has insurance to fall back on.
]]>But for Kahsay, a 52-year-old farmer in the Adi Ha area of Tigray in northern Ethiopia, a good deal has changed in the quarter century since so many of his neighbors lost all their crops including teff, a staple grain.
More than a third of the families in Adi Ha grow the tiny seed. It’s rich in nutrients and serves as the base for a pancake-like bread—injera—that many people eat. The hay left after threshing is also nourishing for animals. And for families that have some to spare, the grain commands a good price in the market.
Still, for those who depend on rain to help their teff thrive—it’s the second most widely cultivated rain-fed crop in Adi Ha—growing this cereal can be an iffy proposition, especially as global warming may be forcing a change in weather patterns. The rain came late this year to Adi Ha, preventing some farmers, like Kahsay, from planting early crops of sorghum—and heightening the need for a hearty harvest of teff.
But this year, Kahsay has a back-up plan if the rain doesn’t cooperate: weather insurance. He’s one of 200 farmers in Adi Ha who decided to participate in a pilot program organized by Oxfam America and carried out with the help of numerous local organizations, including the Relief Society of Tigray, or REST. Other partners include the Nyala Insurance Company; Swiss Re: the Dedebit Credit and Savings Institution, or DECSI; and the International Research Institute for Climate and Society at Columbia University.
The farmers—some paying with cash, others with labor—have bought varying amounts of insurance designed specifically for their teff. If the rain fails to fall in certain amounts at certain times, farmers will receive a payout to cover some of their losses.
“According to my belief, this insurance is important to protect us from migrating in a drought in search of food,” says Kahsay, who has bought 192 birr—or about $15—worth of insurance. “It saves the lives of the family during drought.”
Irrigation is also insurance
Kahsay has a large family to be concerned about. He’s the father of nine children, the youngest of whom is just 2. But the weather insurance he is trying out isn’t his only defense against bad times: irrigation also serves as a cushion.
Kahsay is among the more fortunate farmers in Adi Ha who have access to an irrigation system constructed by REST with funding from Oxfam a little more than 10 years ago. With concrete canals and a dam across the Tsalet River, the system has made major improvements to the traditional watering network that would clog with debris during heavy rains. In the month that it would take farmers to clean out the mess, their crops would often die.
For Kahsay, the modern system has been a boon. Though he irrigates just one quarter of a hectare of land, it provides him with an array of produce—oranges, coffee, papayas, tomatoes, onions—that he can sell. In fact, 95 percent of what he grows on his irrigated plot goes to market and the income buffers his family from the hard times that farmers, who depend only on rain-fed harvests, have no choice but to grapple with as best they can.
But Kahsay also tills two hectares of land that rely solely on rain. He sews them with corn, finger millet, sorghum, and teff—and most of the harvests from these fields get consumed by his family.
Wrapping a shawl about his shoulders and tucking an umbrella under his arm—it’s early August and it’s been raining, off and on, for several weeks—Kahsay strides down the slope from where his compound sits atop a rock ledge. Though he’s been battling malaria, he moves fast toward his fields, with a string of visitors straggling behind.
Soon, he reaches an expanse of sandy soil, dusty on the surface. Shoving up through the plowed ridges are shafts of green, so delicate they could almost be a trick of the eye in the brilliance of the afternoon sun. This is Kahsay’s teff field, well-guarded by his seven-year-old grandson, Aregawi Mulugeta, standing with a stick under the shade of a tree. Kahsay greets him heartily, and together they trek to the middle of the field to examine the shoots.
The teff is doing well, he reports.
But Kahsay says he would have liked to have had weather insurance that covers too much rainfall, not too little. In this region of sandy soils, heavy rains that come too fast can be as much of a hazard for teff as drought, and 1997 is still vivid in his mind because of that. That was the year flooding destroyed 70 percent of the teff he had planted.
Despite the water-logging, Kahsay has also seen a troubling trend toward increased dryness over the decades. Like all farmers, he watches the weather closely and analyzes the conditions.
Drought used to strike every eight years or so, he says. But now the cycle seems to be speeding up. And with drought comes the hardship of food shortages—for both people and the animals that help farmers plow their fields and provide them with milk.
With those trends becoming ever clearer, the purchase of weather insurance may turn out to be one of the best adaptations the people of Adi Ha can make.
“We are experimenting,” says Kahsay. “We started with teff. If we find the insurance is good, we’ll continue. If we fail, we will take a lesson from it.”
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