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    <item rdf:about="http://www.oxfamamerica.org/articles/rain-in-drought-hit-east-africa-brings-changing-humanitarian-needs">        <title>Rain in drought-hit East Africa brings changing humanitarian needs</title>        <link>http://www.oxfamamerica.org/articles/rain-in-drought-hit-east-africa-brings-changing-humanitarian-needs</link>        <description>Despite the rain, and the relief it brings, emergency conditions will likely last well into 2012.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>In drought-plagued East Africa, the short October-to-December rains have started to fall. While they are welcome—bringing relief in increased water availability and pasture—the hardships for countless herders and farmers are far from over. For many of the more than 13 million people affected by the drought and food crisis, the rains signal a shift in need and are likely to lead to increased requirements for health; shelter; and water, sanitation, and hygiene services.</p>
<p>The forecast predicts this short wet season will bring an average amount of rainfall to Kenya, Ethiopia, and Somalia. Coupled with humanitarian assistance and anticipated decreases in locally produced cereal prices, the rain means that the food security situation in Kenya and Ethiopia is likely to improve over the next few months. But in southern Somalia, the situation remains dire, with an estimated four million people in crisis and 750,000 men and women experiencing famine.</p>
<p>In many areas of the region emergency conditions are expected to persist well into 2012. Households remain extremely vulnerable to additional shocks as the severe drought has depleted herders’ assets and reduced crop production. Several good seasons are required to rebuild herd sizes, improve harvests, and reduce debt levels.</p>
<h3>The trouble with rain</h3>
<p>In some areas flooding and mudslides are common during the rainy season. For example, in Ethiopia’s Somalia region localized flash floods have already been reported in areas along the Wabishabelle river, affecting an estimated 18,000 people with damage to crops and livestock.</p>
<p>The rain and a drop in temperature are also likely to kill cattle that have already been weakened by a lack of food and water—further undermining the ability of herding families to earn a living and recover from the drought.</p>
<p>In addition, the rains and the risk of contamination of water sources can lead to an increase in water-borne diseases such as typhoid fever, acute watery diarrhoea (AWD), cholera, and hepatitis A. Outbreaks of vector-borne diseases, particularly those spread by mosquitos, such as malaria, dengue and Rift Valley Fever are likely during the rainy season, and increases in cases of pneumonia and respiratory tract infections are common. More than 1,200 cases of dengue have been confirmed in Kenya’s Mandera District since Sept. 23. Flooding in Turkana and Pokot, areas in northwest Kenya, has caused a spread of malaria in the Upper Rift Valley, with outbreaks in Turkana, Kakuma, and surrounding districts.</p>
<p>Displaced people within Somalia and those who have crossed into Kenya and Ethiopia are particularly vulnerable as many of them are living in overcrowded conditions, with limited access to water and sanitation facilities and inadequate shelter. Outbreaks of measles, acute watery diarrhoea (AWD), cholera, malaria, and pneumonia have already been reported in camps in Mogadishu. In Dadaab refugee camp in Kenya five measles-related deaths and 113 cases were reported during the last week of September.</p>
<p>But as people’s needs increase, the rain makes it harder to reach them: Rivers flood their banks, bridges break or get washed away, and roads become impassable. In Ethiopia, access to refugee camps in Dollo Ado is already challenging as the rains make airstrips and roads impassable.</p>
<h3>Contingency planning</h3>
<p>In Kenya, Oxfam is mapping the accessibility of certain areas and working with partners to devise contingency plans to meet the needs of people there. Public health promotion teams are doing environmental clean-up and awareness-raising campaigns. Boreholes are being rehabilitated and chlorine kits and water purification tabs have been distributed. In the areas where Oxfam has been distributing cash to vulnerable households which will be cut off during the rains, a double payment was made to cover the period between October and November so people do not go without.</p>
<p>In Ethiopia Oxfam has expanded its public health promotion and acute watery diarrhea preparedness activities, with a particular focus on women who manage water and sanitation at the household level. Oxfam teams are working with aid groups and other local partners to ensure a strong response to any outbreaks of acute watery diarrhea. As the rains commence, water trucking is being reduced and teams are supporting regional and zonal authorities to ensure emergency stocks and water treatment kits can be mobilized. Cash for work activities and market-support activities are ongoing and animal health interventions, such as vouchers for veterinary visits and vaccinations, have started up.</p>
<p>In Somalia Oxfam partners have been preparing for outbreaks of acute watery diarrhea by setting up distribution posts in camps for displaced people. The posts contain oral rehydration sachets, sugar, salt, soap for washing hands, and chlorine bleach. Partners have also increased the frequency and methods for public health messaging and are working with committees to oversee the water and sanitation services.</p>
<h3>Concerns ahead</h3>
<p>In Kenya, Ethiopia and Somalia, the UN, government, and non-governmental groups have prepared contingency plans to respond to any increase in needs: Strong coordination and monitoring is essential.</p>
<p>The delivery of food aid remains a key concern. In Kenya the World Food Programme (WFP) has reported delays in food aid distribution in Wajir, Garissa and Mandera as roads are impassable. Roads in Garissa and Hola, key entry points into the Dadaab refugee camps, are completely cut off.</p>
<p>Ongoing conflict, insecurity, and restrictions on the delivery of humanitarian assistance in Somalia are the key factors which will hinder a more effective response to the increased needs caused by the rains. For example, armed groups in many parts of South Central Somalia are not allowing mass public immunization campaigns despite outbreaks of deadly diseases like measles.</p>
<p>The recent military incursion by Kenyan forces into Somalia, as well as insecurity in refugee camps on the Kenyan side of the border, is also impacting on the humanitarian situation in certain areas of Kenya and Somalia. Fighting in Somalia is likely to cause further civilian displacement and casualties at a time when thousands of people risk imminent death due to famine.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Oxfam America</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>East Africa</dc:subject>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>Kenya</dc:subject>                    <dc:subject>Somalia</dc:subject>                    <dc:subject>drought</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>refugees</dc:subject>                <dc:date>2012-01-12T22:36:29Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/in-the-midst-of-famine-children-survive-with-the-help-of-oxfam-partner-saacid">        <title>In the midst of famine, children survive with the help of Oxfam partner SAACID</title>        <link>http://www.oxfamamerica.org/articles/in-the-midst-of-famine-children-survive-with-the-help-of-oxfam-partner-saacid</link>        <description>Community therapeutic care centers across Somalia's capital are admitting more than 3,000 malnourished children every week.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>At a nutrition center opened a few months ago in Somalia’s capital of Mogadishu, Sahro, a 40-year-old mother of five children, tells of the suffering her family has endured as the drought sweeping East Africa slowly destroyed their animals and small farm.</p>
<p>A long trek from the outskirts of the Baidoa in Bay Region brought the family here—to a new camp for displaced people called Booli Qaran, which, ironically, means “looted wealth of the state.”</p>
<p>It’s here that Oxfam’s partner, SAACID, has opened another center for community therapeutic care, or CTC, one of 14 the organization is now operating across the city. And it’s here that Sahro’s son, Ahmed, has been receiving care following months of sickness that left him increasingly weak.</p>
<p>“I really don’t know exactly what is wrong with him, but I think the problem is linked to hunger,” says Sahro. “This nutrition center is extremely important for us. Without it, hundreds of children would have already died from malnutrition.”</p>
<p>Implemented in partnership with Oxfam, the CTC program has been treating children since 2009. It is now admitting more than 3,000 malnourished children, like Ahmed, every week.</p>
<p>“We were displaced after drought killed all the animals we had. We had goats and some cattle; we also had a small farm which we cultivated in order to sustain our lives; but unfortunately there has been no rain at all, and this caused everything to die,” says Sahro.</p>
<p>“We endured a very difficult trip from Bay to Mogadishu, because we traveled on foot for almost 155 miles. I was carrying my sick child on my back, while my husband was carrying another child who is older than my youngest. We begged from Bay to Mogadishu—from district to district and from village to village, for food and water. In reality, we were very lucky to survive. We know of so many families who have lost relatives or children. We thank Allah, who has allowed us to come to Mogadishu together and survive.”</p>
<p>Opened on July 12, the Booli Qaran camp was established for rural families flooding the capital in search of food, services and employment. More than 5,000 people now live here in difficult conditions. The day after the camp opened, SAACID set up a CTC center, which, like the others it operates across the city, have been working hard to save lives.</p>
<h3>Care for triplets</h3>
<p>Ambiyo, a mother of triplets, knows well how important the centers are. She brought her triplets—daughters Qaali and Naciimo, and son Abdirisaq—to one of them recently. Qaali was immediately referred to the SAACID’s outpatient therapeutic program section at the clinic, when she was found to be severely malnourished and in need of immediate treatment. Ambiyo notes that her daughter was in a state of complete frailty back then.</p>
<p>Her other 2 children—Abdirisaq and Naciimo—were placed into the supplemental feeding program section, which treats moderately malnourished children. As treatment has continued over two months, they have all been recovering.</p>
<p>“All of my triplets were weak, especially Qaali, who was so weak and sick and refused to breastfeed at all,” says Ambiyo. “The other two were weak and thin, but still breastfeeding. I was so worried that Qaali wasn’t going to make it. We were well received when I first came to the clinic and the nurses immediately said that they could help us.”</p>
<p>“Our daily life depends on what my husband earns with his work as a barber, and that is not enough for such a large family,” says Ambiyo. “I hope my triplets will recover from the sickness arising from malnutrition problems, especially Qaali who is the weakest. So far, so good.”</p>
<p>SAACID’s senior staff and management lived through the last great Somali famine of 1991-1992, and find this new crisis heartbreaking.</p>
<p>SAACID-Somalia’s Country Director, Raha Janaqow, said, “I had hoped to never see such a hell in Somalia ever again. Yet, here we are, 20 years later, having endured 20 years of statelessness and anarchy; having to see another generation of Somalis suffer and die of starvation. I have seen so much suffering, and still I weep. I no longer know where my tears come from. All we can do is keep helping as much as we can with the resources we have, and hope for a better time.”</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Oxfam and SAACID</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>Somalia</dc:subject>                    <dc:subject>drought</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>refugees</dc:subject>                <dc:date>2012-01-12T22:38:21Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/oxfamexchange-fall-2011">        <title>OXFAMExchange, Fall 2011</title>        <link>http://www.oxfamamerica.org/publications/oxfamexchange-fall-2011</link>        <description>Africa's last famine?</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>This season the rains have failed throughout much of East Africa—in some areas, triggering the worst drought in 60 years. More than 13 million people are now at risk, 1.8 million Somalis alone have been displaced, and 750,000 people are facing starvation. The chronic cycle of drought and suffering prompts us to ask: What would it take to make this Africa's last famine?</p>
<p>Oxfam's work—whether helping Guatemalan women organize to fight gender violence, funding irrigation projects in Ethiopia, or standing with people in Darfur—is about building the resilience of local communities over the long haul. We cannot prevent shocks, but we can help our sisters and brothers access some of the same resources we have to cushion us when times are lean.</p>
<p>We cannot rush from crisis to crisis with short-term fixes. What more evidence do we need than what is happening in East Africa now? This is not the region's first famine, but imagine the headline: Africa's last famine.</p>
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</div>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Oxfam America</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Darfur</dc:subject>                    <dc:subject>East Africa</dc:subject>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>GROW</dc:subject>                    <dc:subject>Guatemala</dc:subject>                    <dc:subject>Sudan</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>equality for women</dc:subject>                    <dc:subject>farmers</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>gender</dc:subject>                    <dc:subject>global food crisis</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>oil, gas and mining</dc:subject>                    <dc:subject>violence</dc:subject>                    <dc:subject>women</dc:subject>                <dc:date>2012-02-13T17:20:33Z</dc:date>        <dc:type>Oxfam Exchange</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/with-irrigation-herders-in-southern-ethiopia-turn-to-farming">        <title>With irrigation, herders in southern Ethiopia turn to farming</title>        <link>http://www.oxfamamerica.org/articles/with-irrigation-herders-in-southern-ethiopia-turn-to-farming</link>        <description>A small-scale irrigation project along the banks of the Dawa River is helping some herders grow enough food to feed their families--even as drought ravages much of the southern Ethiopia region.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>Driving south from Ethiopia’s capital of Addis Ababa toward the Kenyan border, the lush green fields that stretch to the horizon make it hard to believe there are about 4.5 million Ethiopians who need food assistance. But things change drastically as you approach Yabello. About 300 miles south of Addis, the vibrant green vegetation is replaced by bare red soil, dried corn field,s and emaciated cattle roaming listlessly in search of grass and water. The effects of the recent drought are visible everywhere.</p>
<p>It did not have to be this way.</p>
<p>About 190 miles east of Yabello in the Liben District of the Guji Zone, a group of people have managed to escape this horrible fate through a project that helped them create a new means of earning a living while maintaining their pastoralist way of life. A small-scale irrigation initiative, supported by Oxfam America and its partners, has allowed the dream of some of the people of Melka Guba and to become a reality: They are now growing enough food to ensure their families can eat.</p>
<p>Here, in late August, things look much different from the surrounding areas. Smiles brighten the faces of men, women and children, and healthy cattle graze on the dried corn stalks and leaves strewn across the fields from the recent harvest.</p>
<p>In response to a 2008 drought that hit this region hard, Oxfam America worked with a local partner and the regional government on an emergency and recovery project that helped link disaster relief to longer-term development. The first phase focused on saving lives and livelihoods. This was followed by steps that helped villagers analyze their situation and reorganize themselves with a goal of building their assets and strengthening their means of making a living. That is when the people of Melka Guba decided to diversify their livelihoods: In the face of a changing climate they determined to try farming with the help of the new small-scale irrigation network along the nearby Dawa River.</p>
<p>In spite of the fact that this herding community had little prior experience with irrigation, the 64 hectares of irrigated land have now become a life line for more than 201 households in the area.</p>
<p>Mero Abdo, a 30-year-old mother of three, said, “I thank the day I joined this irrigation project. We see how others are suffering everywhere, but my children go to sleep full. I feel really happy I can even help others who are not part of the irrigation community and are having a problem feeding their children.”</p>
<h3>More than just food</h3>
<p>Revered by her community, Abdo is a strong woman and one of the first 101 women selected to participate in the irrigation project.</p>
<p>“I was excited from the beginning since I used to hear about irrigation on the radio and I knew it would change our lives,” she said. Abdo not only serves as a member of the irrigation management committee as well as its treasurer, but she is one of the few women to take on all farming activity on her own.</p>
<p>For most of the participants, this third harvest was their best yet. Abdo managed to produce 14 quintals of corn on a quarter hectare of land (about .6 acres), more than from either of the previous two harvests.</p>
<p>“I used the line-sowing technique this year and produced more,” she said. “I plan to use seven quintals to feed my family and sell the rest to pay for my children’s school, buy cattle, or start a small trading business.”</p>
<p>Abdub Bora, a 40-year-old farmer and father of eight, proudly showed us his traditional storage silo filled to the brim with corn from his last harvest.</p>
<p>“This time I produced 15 quintals of corn on my quarter hectare of land,” said Bora. He told us he is planning to use eight quintals and sell the remaining seven quintals to meet the other needs of his family. “I have eight children and four are still in school. I will use the money to buy books and use some of it in case my family gets sick,” added Bora.</p>
<p>Bora’s wife lives in Melka Guba, about 10.5 miles from the irrigation site, where their children can attend school.</p>
<p>“We don’t mind the separation. The main thing is to have enough to eat and allow our children to finish school,” said Bora. “My wife brings me food I can easily cook here and she even comes and works with me during the busiest farming season.”</p>
<p>The reach of this irrigation project spans further than the community itself. Thanks to the river-fed harvest, the households participating in this project are one of the few sources of corn seed in the Liben District.</p>
<h3>Double blessings</h3>
<p>When the project started, each of the 201 households were allotted a quarter hectare of irrigable land in accordance with government regulations. But not everyone was convinced the irrigation would work and some abandoned their plots. To avoid wasting water, the irrigation management committee offered those plots to neighboring farmers who would be capable of using them.</p>
<p>Hussein Gufar, a 44-year-old father of six, was one of the lucky ones who received one of the adjacent parcels. During the most recent harvest, he produced 25 quintals of corn on a half hectare of land (about 1.2 acres).</p>
<p>“We said this could change our fate,” said Gufar, who is a member of a task force that ensures the daily operation of the irrigation system. “We were not sure at first but now we have more confidence and plan to work even harder.” A pile of corn sacks in the middle of his field is proof of his commitment and hard work.</p>
<p>Beyond the families the project has helped, it has also blessed the community’s most valuable asset—the cattle, which now feed on the stalks and leaves left after the harvest.</p>
<p>“We are not only able to feed our animals but we sell the rest of the maize residue to the surrounding community for additional income,” added Gufar. The price of that fodder has increased four times in one year which reflects the desperate situation most of the surrounding community is in.</p>
<h3>Ensuring sustainability and ownership</h3>
<p>The irrigation effort is not without challenges and does not address all of the community’s needs. Community members are aware they will have to work together to reap the maximum benefit of this investment. Some of the concerns they have expressed include the high cost of transportation, which limits farmers to growing only longer-lasting produce, such as onions; the rising cost of generator fuel; and minimal support from the government in terms of providing training and helping connect farmers with markets.</p>
<p>“We are now only producing onions and tomatoes for home consumption. If we could reach the right market and access reasonable transportation, we could earn more money and increase our income,” said Gufar.</p>
<p>During the last harvest, the irrigation participants contributed 10,700 birr ($629) of which 10,000 ($588) was used for generator fuel and to pay for the seeds some had borrowed.</p>
<p>Many efforts are underway to improve the quality of life in the area. Among other things, this project fostered the construction of a three-room school that is managed by the pastoralist commission. In addition, a health post is also being planned for the site.</p>
<h3>Food insecure no more</h3>
<p>Melka Guba farmers are eager to start the next planting season. To use the irrigation system efficiently, all their plots need to be ready for sowing at the same time—so water isn’t wasted. Farmers are now working on that coordination.</p>
<p>And along with the irrigation has come something else: peace of mind. Project participants can now have access to food all year round. They will no longer suffer the harsh consequences of drought nor be dependent on others to feed their families.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Selome Kebede</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>drought</dc:subject>                    <dc:subject>farmers</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>global food crisis</dc:subject>                <dc:date>2012-02-23T15:07:50Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/in-northern-ethiopia-weather-insurance-offers-a-buffer-against-drought">        <title>In northern Ethiopia, weather insurance offers a buffer against drought</title>        <link>http://www.oxfamamerica.org/articles/in-northern-ethiopia-weather-insurance-offers-a-buffer-against-drought</link>        <description>A growing number of families have signed up for weather insurance to protect their crop investments from insufficient rainfall.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>The rainy season has come to Adi Ha. Plastic sacks, doubling as raincoats and folded like origami crowns, sit at the ready on the heads of young herders.</p>
<p>Puddles swallow trucks to their underbellies. And everywhere, green sweeps the hillsides: delicate shoots of teff, so vibrant it looks lit from within, mix with fields of corn, the stalks thickening by the day and inching skywards.</p>
<p>But here in this village of about 1,100 households in Ethiopia’s northern region of Tigray, they’re holding their breath. Will the rain stay steady? Will it fall in enough abundance to fatten the grains and produce a bountiful harvest on which so many here depend?</p>
<p>At night, in my hotel room in Abi Adi, I listen as the rain pelts the metal roofs and pours into the courtyards and muddy streets below. I think about all the uncertainties farmers in Adi Ha face, and then I think about the south and what happens when those uncertainties become life-threatening. There, where southern Ethiopia, northern Kenya, and south-central Somalia meet, a <a href="http://www.oxfamamerica.org/articles/east-africa-drought-and-food-crisis-q-and-a" class="internal-link" title="East Africa drought and food crisis Q and A">severe drought and food crisis</a> has snared almost 12 million people, farmers and herders both. The UN has already declared <a href="http://www.oxfamamerica.org/articles/famine-in-somalia-causes-and-solutions" class="internal-link" title="Famine in Somalia: Causes and solutions">famine in two parts of Somalia</a>. And some areas of the region are the driest they have been in six decades.</p>
<p>Though the rain in Tigray brings hope, nothing is certain. Not when the weather has become increasingly erratic. And not when the vast majority of farmers rely on rain to feed their fields. Countless families here—like those now struggling in the south—have known the ravages of drought.</p>
<p>But in Adi Ha, and a growing number of communities in Tigray, farmers now have a means of managing some of that unpredictability: weather insurance for their crops.</p>
<p>Initiated in 2007 by Oxfam America and a host of partners, including the Relief Society of Tigray and Swiss Re, a new program has found a way for even the poorest farmers to afford insurance. Instead of cash, these farmers can pay for their premiums with labor, a resource they have in abundance. If insufficient rain falls during a critical period of the growing cycle, and their teff, wheat, or barley suffers, farmers will receive a payout—an infusion of cash that can help them cover their losses and weather the rough times.</p>
<p>“This insurance is very good,” said Selas Samson Biru, who paid 200 birr ($11.75) this year to cover half a hectare of teff—a tiny grain that is a staple of the Ethiopian diet. “The insurance is good because it’s saving our assets in a bad year.”</p>
<p>As she spoke, a heavy sky pressed down on the fields of Adi Ha. Nearby, farmers coaxed their oxen through rocky fields, hurrying to plow and plant. It felt like rain. But Biru was worried still. She expected her corn would be OK, but the teff?</p>
<p>“We have some doubt,” she said.</p>
<p>Readings at a small rain gauge across the river from one of Biru’s fields showed that, on the Ethiopian calendar for July, rain had fallen on only seven days until a thorough dousing on July 24, when 50 millimeters (2 inches) soaked the fields. Before then, the heaviest rain measured just 30 millimeters (1.2 inches).</p>
<p>With the green that rain has brought to Adi Ha, it’s hard to fathom just how dry the south is. And in fact Biru, far from any access to the Internet or TV, said she had not heard about the drought and suffering there.</p>
<p>“We are sorry about that news,” she said, worry creasing her brow. “We feel that type of drought might come to us.” And then she brightened.</p>
<p>“Have they bought insurance?” Biru asked. “This is one of the most important things that needs to be scaled up.”</p>
<p>That’s in the works. Through a new partnership, Oxfam America and the World Food Programme, together with Swiss Re, are helping to bring this insurance model—and a package of other resource-management techniques including savings, credit, and disaster risk reduction strategies—deeper into Ethiopia and across three new countries.</p>
<p>It won’t come in time to help families in the south, but the disaster there may finally spur some serious international interest in finding long-term solutions—like weather insurance—to the devastation drought brings.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Coco McCabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>drought</dc:subject>                    <dc:subject>farmers</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>global food crisis</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>private sector engagement</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2012-05-16T15:41:27Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/press/pressreleases/worlds-newest-famine-declared-in-somalia">        <title>World's newest famine declared in Somalia</title>        <link>http://www.oxfamamerica.org/press/pressreleases/worlds-newest-famine-declared-in-somalia</link>        <description></description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Today’s declaration by the United Nations of famine in Somalia makes official what aid agencies have been seeing for nearly a year – severe drought and the world’s worst food crisis has put 10 million people in desperate need of assistance and donor countries are not doing nearly enough to avert disaster, save lives and protect livelihoods.</p>
<p>The United Nations estimates that $1 billion is needed to stave off a major humanitarian catastrophe, yet only around $200 million in new money has been provided over these last two critical weeks. In 1984-85 when a major famine was declared in the region, more than 1 million were killed.&nbsp; With aid agencies battling to cope with the scale of the crisis, Oxfam said it was morally indefensible that several countries and donors had failed to contribute generously.</p>
<p>“A crisis of this magnitude must not be allowed to happen again,” said Ray Offenheiser, president of Oxfam America. “It is in no way inevitable and solutions do exist. The worst affected areas have endured decades of marginalization and economic under-development. If more action had been taken earlier we would not now be at the stage where so many people are facing starvation.”<br /><br />In the short-term the $800 million black hole in the aid response to the crisis must be filled but governments and donors must also do more in the long-term to address the issues that have made people vulnerable in the first place.<br /><br />The UK has so far led the way in recently pledging new aid. To fill the funding black hole, other traditional big donors such as the US will need to make comparable, new contributions as over the last couple of weeks the US has only pledged $15 million in new money. In southern Somalia where famine has been declared and where 3 million people are in need of assistance the USG is not responding. While the US has given $57,209,208 in assistance to date to Somalia, most if not all of this assistance has gone to northern and central Somalia.<br /><br />“The USG should be commended for starting to ramp up its response to the drought in the fall of last year” said Offenheiser. “However, given the urgency of the crisis, the US needs to immediately restart programs in southern Somalia.”<br /><br />The European response has been surprisingly slow as well, with donors such as Italy and Denmark so far not providing anything new. The French have been strong on words, calling for an Extraordinary G20 meeting on the issue, but have so far failed to back it up with any additional money. Other donors such as Germany and Spain have made initial contributions but these are small and need to be followed up with more resources as soon as possible. Given the scale of the crisis, donors in the rest of the world will also need to pay their share. <br /><br />While immediate assistance will help people survive, it is not enough—not in the face of repeated drought, which has now become the norm in the region. Governments and the international community need to treat this as a long-term problem as well as an urgent crisis.<br /><br />As well as chronic neglect, in some areas people’s ability to cope with drought has also been undermined by land policies that restrict access to grazing areas, and by the ongoing conflict in Somalia which has destroyed much of the country’s infrastructure and exacerbated the refugee crisis which has forced 135,000 people to flee Somalia this year. According to the UN, nearly half the children from southern Somalia seeking safety in Ethiopian refugee camps are arriving malnourished.<br /><br />Oxfam on the ground<br /><br />Oxfam is now responding to the crisis by providing life-saving water, sanitation services, food, and cash. The organization aims to reach 3 million people, including 700,000 in Ethiopia, 1.3 million in Kenya, and 500,000 in Somalia, where conflict has increased people’s suffering and malnutrition rates are climbing. <br /><br />The overall humanitarian requirements for the region this year, according to the UN appeals, are $1.87 billion. These are so far 45 percent funded, leaving a gap of over $1 billion still remaining: gaps of $332 million and $296 million for the Kenya and Somalia UN appeals respectively, and $398 milion for the government-run appeal in Ethiopia. <br /><br />In the last two weeks there have been new pledges of $205 million, leaving a gap of $800 million still remaining. <br /><br />The UK has pledged an estimated $145 million in the past two weeks - almost 15 percent of what is needed. While the US has provided $383 million to the drought relief in FY 11, the US has pledged only $15 million in new money in the past two weeks.&nbsp;The EU has pledged around $8 million so far, with more expected in the coming days. Spain has pledged nearly $10 million, Germany around $8.5 million. France has so far not pledged any new money, and Denmark and Italy have said no significant new sums are available.</p>
<p>&nbsp;</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>jlee</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>food security</dc:subject>                <dc:date>2011-07-20T14:27:57Z</dc:date>        <dc:type>Press Release</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/medhin-reda-looks-to-weather-insurance-to-solve-problems">        <title>Medhin Reda's best asset is her own hard work</title>        <link>http://www.oxfamamerica.org/articles/medhin-reda-looks-to-weather-insurance-to-solve-problems</link>        <description>This farmer is trading her labor for an insurance premium to cover her teff.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>A bit of simple math will tell you a lot about Medhin Reda’s life. Add the three hours it takes her to walk to and from one of her fields, to the six hours she spends each week hunting for wood for her cooking fire, plus the half hour, round-trip, that’s required for fetching water for her family and you’ll understand why she sometimes rises at 3 a.m. to get all her work done—especially during those times when she needs to trade her labor for services she doesn’t have the money to pay for.</p>
<p>Reda, 45, is a farmer in Adi Ha, a collection of small villages in Tigray, a rocky region of northern Ethiopia.&nbsp; Here, rainfall is becoming increasingly unpredictable, and for the farmers who depend on its regularity to ensure their fields will produce food for their families, the change in weather patterns is deeply troubling.&nbsp; Without rain, the crops of hundreds of farmers in Adi Ha won’t grow.</p>
<p>Already this year the rains were six weeks late, coming in mid July instead of early June. That meant the corn got a late start and some farmers didn’t bother with sorghum at all. Still, hopes were high for teff, the tiny grain that is a staple for people here—and across Ethiopia where 6 million farmers grow the nutrient-rich cereal. Reda is one of them.</p>
<h3>Taking no chances</h3>
<p>But this year, she and 199 other small farmers in Adi Ha weren’t taking any chances. When Oxfam and its partners suggested a way to buffer the hardships Mother Nature might bring, the farmers embraced it—even if few had ever heard of such a thing. The proposal? Weather insurance designed for their teff. If the rain failed to fall in certain amounts at certain times, farmers who bought the insurance would receive a payout to cover some of their losses. The insurance is being offered by the Nyala Insurance Company and Swiss Re. Other organizations partnering on the project include the Relief Society of Tigray, or REST; the Dedebit Credit and Savings Institution, or DESCI; and the International Research Institute for Climate and Society at Columbia University.</p>
<p>“Because of repeated drought, which really affected me, I joined the insurance with the understanding it might solve my problems,” said Reda.</p>
<p>For a long time, most people in the insurance business thought that poor farmers, like many of those in Adi Ha, were uninsurable. Where would they get the cash to buy the insurance? This pilot program has answered that with a simple, and ingenious, solution. Reda is paying for her premium—like she does for other important things in her life—with her labor.</p>
<p>Reda, along with 65 percent of all those who have signed up for the insurance, is a participant in Ethiopia’s Productive Safety Net Program, an initiative that provides cash and food for some of the country’s poorest people in exchange for their work on community improvements.&nbsp; She’ll work 24 extra days this year on projects that benefit Adi Ha—such as planting trees and grasses to promote soil and water conservation—to cover the cost of her premium.</p>
<p>“It’s good for me to have the insurance as long as I can work and pay with labor,” says Reda. “That is the only asset I have.”</p>
<h3>A life of labor</h3>
<p>A single mother and head of an all-girl household at the moment—she lives with three of her daughters; a fourth daughter lives in a nearby town; and a son is away studying—Reda works hard to keep together all the pieces of a difficult life. With one of her daughters, Abbadit Girmay, who is now 19, Reda hauled to their hillside site every stone of the hut they now live in. And to build it, she hired a mason to mortar the rocks together—paying him with a summer’s worth of weeding in his fields.</p>
<p>To get her own fields plowed—she has two, totaling a half hectare of land--Reda hires herself out each planting season, working three full days for the man who owns the oxen, in exchange for one day of his plowing.</p>
<p>Work is Reda’s currency.</p>
<p>"That’s why I’m thin," she says, with a wry smile.</p>
<p>In the corn patch just below her house, Reda stands bent at the waist , her hands flying over the weeds as she yanks and clumps them swiftly into small piles. Close behind, and weeding nearly as fast, Tekleweini Girmay, 7, follows her mother through the stalks. Reda—and necessity—have taught her well.</p>
<h3>Education is the future</h3>
<p>But a farmer’s life is not what Reda envisions for her youngest child—or any of her daughters.&nbsp; She wants them to have what she never had: an education.</p>
<p>“The season is not good enough for agriculture. Our soil has become poor and they need fertilizer,” she says. “I don’t want my children to be farmers. Those who have started their education I want them to continue and have jobs. And those who haven’t started, I want them to start.” Tekleweini will be among those newly enrolled when the next session of school begins.</p>
<p>And Reda will be, too.</p>
<p>She has signed up for an adult literacy program that REST is offering.</p>
<p>And though Reda can’t read, her mind is filled with news of the world beyond Adi Ha that she absorbs from a small radio she keeps tucked on a shelf in her hut. Voice of America in Tigrinya and Dmitsi Woyane or the voice of the ruling party are among her favorite stations. Sometimes, Reda will&nbsp; stay up until 11 p.m. listening—when there are working batteries, that is. They are expensive, about 10 birr each, or about most of what she would earn for a day’s labor.</p>
<p>There’s no electricity in this stone-walled compound, and few creature comforts. At night, light in Reda’s cramped hut comes from a hanging bulb hooked to a flashlight battery. She also has two small oil lamps. Household wares hang from the ceiling beamed with logs and storage vessels stand in the shadows in the corners. Two mud seats built into the walls near the door serve as beds.</p>
<p>In early August, green washes the hills that stretch below Reda’s hut, a sign that the rain—now that it has finally come—is ample enough for the moment. Her corn is doing well, she says with satisfaction.</p>
<p>And her teff?</p>
<p>The seeds have been in the ground for just a week and years of experience have left her circumspect.</p>
<p>“It’s too early to say if it’s good or bad,” says Reda.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:56:55Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/with-insurance-selas-samson-biru-finds-help-in-the-bad-season">        <title>Selas Samson Biru faces uncertainty with the seasons</title>        <link>http://www.oxfamamerica.org/articles/with-insurance-selas-samson-biru-finds-help-in-the-bad-season</link>        <description>But with weather insurance she doesn't have to worry so much about her teff harvest.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Set on a post in the yard of Selas Samson Biru’s compound is a clear plastic rectangle scored with tiny lines and numbers. It’s a rain gauge, one of 23 now scattered across the Adi Ha area of Tigray in northern Ethiopia where 200 farmers, many of them very poor, have embarked on an experiment to improve their chances of faring well at harvest time—regardless of what the weather does.</p>
<p>In a pilot program coordinated by Oxfam America along with a host of local partners, these farmers have bought weather insurance designed for their&nbsp; teff, a staple grain here and across Ethiopia. If a certain amount of rain fails to fall at a certain time—and their teff does poorly—the insurance will cover some of their losses. Partners in the initiative include the Relief Society of Tigray, or REST; the Nyala Insurance Company; Swiss Re; the Dedebit Credit and Savings Institution, or DECSI; and the International Research Institute for Climate and Society at Columbia University.</p>
<p>The rain gauges, like the one in Biru’s yard, measure the precipitation in different spots across Adi Ha where rainfall&nbsp; is becoming increasingly unpredictable, making it ever harder for farmers to eke a living from this rocky part of the world.</p>
<p>“Our season is changing. We don’t know when there will be a bad year and when there will be a good year,” says Biru. “I believe, after taking the training, this insurance will be helpful during the bad season. This will pay me.”</p>
<p>Biru, who has bought 192 birr—or about $15—worth of insurance has become an expert at managing the vicissitudes of life in Adi Ha and together with her husband and six children, they have built a measure of security for themselves.</p>
<h3>Married young, she built her confidence</h3>
<p>Now 48, Biru was married at 15. But unlike some of her peers at the time, she had managed to attend school through the fourth grade, and when the Tigray People’s Liberation Front, or TPLF, took control of the area, Biru stood out. Perhaps it was because of all the questions she asked, she says.</p>
<p>She joined the organization in about 1979 and soon assumed a leadership role among other women—a twist of fate that allowed her to develop the confidence that continues to feed her successes today. Biru is not afraid to try new things—including insurance, a concept few in her community knew much about before this pilot was launched. Biru became a member of the local team that helped design the project.</p>
<p>But before that, she had other experiences that allowed her to see the advantages of managing household money in different ways. Through a local microfinance institution, Biru has taken out a series of loans that have helped her to build a herd of livestock that now includes goats, oxen, and donkeys. She has used the proceeds from the sale of some of those goats to support two of her children as they make their way through university. <br />Income from the goats, which at one point numbered about 70, also helped the family finance the construction of a new house with a metal roof a few years ago. It consists of a long, rectangular room with perimeter seats built into the walls, two beds at the far end, and a high ceiling that helps the interior stay cool on hot days.</p>
<p>And though the hungry season is inching closer—the time before the harvests when the food supply of many families runs low—Biru still has a supply a grain. In a shed separate from her house, tall vessels stand against the back wall. As she uncorks the bottom of one of them, the grain makes a satisfying rush as it streams out Baskets on the floor brim with corn, finger millet, and teff.</p>
<p>Biru’s family has another source of bounty as well: the Tsalet River, which feeds an irrigation system constructed about 10 years ago by the Relief Society of Tigray with funding from Oxfam. More than 400 households now benefit from it. Water funneled through a series of channels connected to a dam across the river irrigates a quarter hectare of land from which Biru harvests green peppers, bananas, melons, guava, and coffee beans. That regular supply of water may free her from some of the worry about rain.</p>
<h3>Counting every millimeter</h3>
<p>But the irrigation system doesn’t water her teff. Across Adi Ha, farmers depend on the rainy season for that job. The main one, the kiremt, stretches from June into September. A shorter rainy season, the belg, runs from February to May. This year, the kiremt started late: the rain didn’t really begin to fall in substantial amounts until mid July, making it hard for farmers who plant sorghum and corn.</p>
<p>“For maize, the rain is not good. There was no rain early,” says Biru. <br />With her rain gauge, Biru keeps careful count of exactly how much rain falls, recording the precipitation on a small chart. Pulling it out to show some visitors one day in early August, she notes the range from half a millimeter the day before—barely a sprinkle—to 40 millimeters in a downpour on July 3.</p>
<p>Her crops aren’t the only thing Biru worries about when it comes to water. Her family also needs a steady supply for drinking and cooking. And often, the job of fetching it falls to her. Potable water is about an hour’s walk away, and someone in the household makes that trip once a day, sometimes with a donkey to haul the heavy load home. But a less reliable source that the family uses just for cooking, is a good deal closer—a 15-minute hike from Biru’s home.</p>
<p>Grabbing a jug, Biru heads down the path from her house, slowing her pace so the city slickers who are visiting can keep up. She’s going to show them what’s required to keep a family hydrated in Adi Ha, where there’s no municipal system pumping water through every household tap.</p>
<p>The walk includes a scramble down a steep ledge—and the knowledge of a return hike up, lugging the jug heavy with water. On the way, Biru stops at a mound of stones, bending to kiss one reverentially: below them, in an oasis of trees and thick bushes—one of the few forest-like spots still standing in the area—sits a local church. Tradition demands that the woods around the church be left alone. They’re sacred. And that may account for the small spring that still gurgles at their base.</p>
<p>It’s here that Biru stops to fill her jug, scooping cupfuls of water from the shallows while trying to leave the silt behind. Ten minutes later, she stands and heads home under a gray sky full of the promise of rain.</p>
<p>Will it be ample enough to guarantee a harvest?</p>
<p>“For teff, currently it’s good,” says Biru. But if it doesn’t last, she now has insurance to fall back on.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:57:15Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/gebru-kahsay-relies-on-rain-but-has-the-security-of-insurance">        <title>Gebru Kahsay relies on rain but has the security of insurance</title>        <link>http://www.oxfamamerica.org/articles/gebru-kahsay-relies-on-rain-but-has-the-security-of-insurance</link>        <description>If harvests fail because of poor rain, some teff farmers in Ethiopia now have a back-up plan.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Gebru Kahsay doesn’t like to talk about 1984--the year that drought and pestilence lead to a famine that left nearly one million Ethiopians dead. Nobody likes to talk about it for fear that dwelling on such a terrible time might somehow invite more trouble.</p>
<p>But for Kahsay, a 52-year-old farmer in the Adi Ha area of Tigray in northern Ethiopia, a good deal has changed in the quarter century since so many of his neighbors lost all their crops including teff, a staple grain.</p>
<p>More than a third of the families in Adi Ha grow the tiny seed. It’s rich in nutrients and serves as the base for a pancake-like bread—injera—that many people eat. The hay left after threshing is also nourishing for animals. And for families that have some to spare, the grain commands a good price in the market.</p>
<p>Still, for those who depend on rain to help their teff thrive—it’s the second most widely cultivated rain-fed crop in Adi Ha—growing this cereal can be an iffy proposition, especially as global warming may be forcing a change in weather patterns. The rain came late this year to Adi Ha, preventing some farmers, like Kahsay, from planting early crops of sorghum—and heightening the need for a hearty harvest of teff.</p>
<p>But this year, Kahsay has a back-up plan if the rain doesn’t cooperate: weather insurance. He’s one of 200 farmers in Adi Ha who decided to participate in a pilot program organized by Oxfam America and carried out with the help of numerous local organizations, including the Relief Society of Tigray, or REST. Other partners include the Nyala Insurance Company; Swiss Re: the Dedebit Credit and Savings Institution, or DECSI; and the International Research Institute for Climate and Society at Columbia University.</p>
<p>The farmers—some paying with cash, others with labor—have bought varying amounts of insurance designed specifically for their teff. If the rain fails to fall in certain amounts at certain times, farmers will receive a payout to cover some of their losses.</p>
<p>“According to my belief, this insurance is important to protect us from migrating in a drought in search of food,” says Kahsay, who has bought 192 birr—or about $15—worth of insurance. “It saves the lives of the family during drought.” <br />Irrigation is also insurance</p>
<p>Kahsay has a large family to be concerned about. He’s the father of nine children, the youngest of whom is just 2. But the weather insurance he is trying out isn’t his only defense against bad times: irrigation also serves as a cushion.</p>
<p>Kahsay is among the more fortunate farmers in Adi Ha who have access to an irrigation system constructed by REST with funding from Oxfam a little more than 10 years ago. With concrete canals and a dam across the Tsalet River, the system has made major improvements to the traditional watering network that would clog with debris during heavy rains. In the month that it would take farmers to clean out the mess, their crops would often die.</p>
<p>For Kahsay, the modern system has been a boon. Though he irrigates just one quarter of a hectare of land, it provides him with an array of produce—oranges, coffee, papayas, tomatoes, onions—that he can sell. In fact, 95 percent of what he grows on his irrigated plot goes to market and the income buffers his family from the hard times that farmers, who depend only on rain-fed harvests, have no choice but to grapple with as best they can.<br />But Kahsay also tills two hectares of land that rely solely on rain. He sews them with corn, finger millet, sorghum, and teff—and most of the harvests from these fields get consumed by his family.</p>
<h3>Furrows of teff</h3>
<p>Wrapping a shawl about his shoulders and tucking an umbrella under his arm—it’s early August and it’s been raining, off and on, for several weeks—Kahsay strides down the slope from where his compound sits atop a rock ledge. Though he’s been battling malaria, he moves fast toward his fields, with a string of visitors straggling behind.</p>
<p>Soon, he reaches an expanse of sandy soil, dusty on the surface. Shoving up through the plowed ridges are shafts of green, so delicate they could almost be a trick of the eye in the brilliance of the afternoon sun. This is Kahsay’s teff field, well-guarded by his seven-year-old grandson, Aregawi Mulugeta, standing with a stick under the shade of a tree. Kahsay greets him heartily, and together they trek to the middle of the field to examine the shoots.<br />The teff is doing well, he reports.</p>
<p>But Kahsay says he would have liked to have had weather insurance that covers too much rainfall, not too little. In this region of sandy soils, heavy rains that come too fast can be as much of a hazard for teff as drought, and 1997 is still vivid in his mind because of that. That was the year flooding destroyed 70 percent of the teff he had planted.</p>
<h3>Climate may be changing</h3>
<p>Despite the water-logging, Kahsay has also seen a troubling trend toward increased dryness over the decades. Like all farmers, he watches the weather closely and analyzes the conditions.</p>
<p>Drought used to strike every eight years or so, he says. But now the cycle seems to be speeding up. And with drought comes the hardship of food shortages—for both people and the animals that help farmers plow their fields and provide them with milk.</p>
<p>With those trends becoming ever clearer, the purchase of weather insurance may turn out to be one of the best adaptations the people of Adi Ha can make.</p>
<p>“We are experimenting,” says Kahsay. “We started with teff. If we find the insurance is good, we’ll continue. If we fail, we will take a lesson from it.”</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:57:34Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>



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