Between harvests, farmers have little available cash, so families struggle to find money for those necessities they do not produce themselves—clothes, soap, or even medicine if a child falls ill. So Djouri Konaré, a mother of six in her mid-40s, earns a little money by preparing rice flavored with tomatoes and piment, a super-spicy pepper, to sell once a week on market day. With little available cash, Konaré used to have to borrow ingredients from a food dealer, and repay him at whatever price he demanded at the end of the day. Profits were slim.

Konaré found a better option when Oxfam America's partner TONUS helped the women in N'Golofala form a savings group, pooling their deposits of just a few cents a week and then loaning each other the capital to invest in money-making ventures. It is part of Oxfam's Saving for Change program, established in 2005 and now reaching more than 24,000 women in Mali alone.

Konaré joined the group and borrowed enough to buy the ingredients for her business at a better price than the food dealer's. "Some days I can make 10,000 CFA [about $20]," she said in an interview in her home. After paying back her loan and interest, she can clear as much as $65 a month—nearly the average monthly income for Mali and a tidy sum for a rural woman with no assets.

Once a year the savings group divides up its assets equally among the members, and the women can use it to invest or buy necessities for their families. This year, Konaré's share was $18, and she used it to buy a sheep. "I bought a female, which had a baby, another female. Now I think I could sell the mother for about $30, so I am getting a lot for my $18."

There are currently about 40 women participating in three savings groups in N'Golofala. "We are seeing a lot of benefits," Konaré said. In addition to earning income raising livestock and through other forms of commerce, the women meet regularly and help each other with their businesses and discuss problems faced by the larger community, like malaria.

Malaria is one of the biggest problems in N'Golofala and many other villages in Mali—indeed, throughout much of Africa. With many families forced to devote a large proportion of their income to deal with health problems, reducing vulnerability to malaria is an essential way to fight poverty. After helping establish the savings groups, TONUS staff led eight training sessions to teach the women in the program how to prevent and treat the disease.

"Now I know how to treat children for malaria," says Konaré. "I am contributing to the better health of my family by helping my husband eliminate mosquito breeding areas, and I can buy treated bednets."

She and other women have even convinced village leaders to eliminate mosquito-breeding areas. This was a milestone for these women, who previously had never been consulted on village affairs and were not used to speaking in public. Before Saving for Change, women tended to defer to their husbands. "Now we know we have to do things ourselves," Konaré said. "The Saving for Change group has changed a lot for me."

Since the first Saving for Change groups were established, many of the women could see that it was a simple matter to help others start their own groups. In the village of Guilly, just 20 minutes from N'Golofala, a 30-year-old woman named Minata Coulibaly joined a group and then helped establish four others, recruiting 63 other women to the Saving for Change program. Of the 1,126 groups in Mali, 391 were formed spontaneously by the women themselves, and these 391 include nearly 8,000 members—all of whom have taken small steps toward big changes.

June 19

Today Djimon, Sally Baden (Oxfam’s cotton expert extraordinaire) and I drove an hour and a half from Bamako to meet farmers in Fana, a cotton producing village.

When we got there, we sat with 20 of the farmers in their small village and talked with them about how they grow and harvest cotton. It was the beginning of the cotton producing cycle and the farmers had just planted the precious seeds. They said they were waiting for the rain to come. They were worried that if it didn’t come soon they would have to replant.

We could sense the farmers’ anxiety, as we watched them pray and dance to bring on the clouds.

As if out of a movie, the more we talked, the longer they prayed and danced, the darker the skies became. Our host, Keiffa Diarra, a representative to the national union of cotton farmers, laughed and said his new American friends had brought with them a gift—the rain.

Soon enough the farmers got their wish and the skies opened up, drenching us.

We ran like mad to the local school, where students had just finished their academic year, leaving behind their empty benches and desks. Djimon and I huddled together with the locals (farmers, mothers, children, goats), shouting over the lightning and talking about their struggles.

They told us they were barely getting by after the price of cotton plummeted. Just two years ago they were selling at 210 CFA ($.40) a kilo, but these days they get only about 160 CFA ($.31). Most of the farmers only make a profit of about $100 a year. It’s not enough for life’s basic necessities: educating their kids, paying for medication when they are sick, putting food on the table.

Ironically, the rain they prayed and danced for ended up flooding the village. Meanwhile, three wells in the village were incapacitated because of broken pumps. With their dwindling cotton income, the villagers said they couldn’t get enough money together to fix the pumps. That meant they didn’t have clean water, let alone water good enough for drinking.

Soon the rain overwhelmed us. The roads were wet and muddy, but rather than sleep in the dark schoolhouse with no electricity, we decided to try to get out of town.

Rather than speed away, though, we sunk. Both vehicles got stuck about a mile from the main road and we had to call for all the men from the village to help pry us out and push the car to high dry land.

We were filthy and tired and ready to get back to the dry clean hotel. Hopefully tomorrow will be a bit drier.

June 20

The next day, stifling heat replaced the rain. We drove almost three hours to the region of Bougouni. There, we were put to work on Modou Diallo’s cotton farm. Modou is also a representative of the national cotton growers union. We turned the soil to prep the land for planting. Djimon steered the hoe while two unruly donkeys pulled it along. It was about 90 degrees Fahrenheit under the blazing sun and we were working very hard. After we turned the soil, Modou explained his current situation to us.

Modou said he only made about $60 last year, after he finished paying off his farming expenses. Djimon was shaken by the conversation. He said he knew that much of the world managed to get by on just $2 a day. Modou and his family were living on just 16 cents.

Djimon said that something had to change. He said we couldn’t continue to look the other way when this kind of poverty is happening hurting so many people. You know something is wrong when the world’s richest countries and the world’s poorest countries are competing in the same market, but the rich countries aren’t playing by the rules that they themselves set.

June 21

After a two-hour, bumpy ride along a narrow road, we arrived in Kebila to meet cotton farmers who are cultivating organic and fair trade cotton. They told us that after receiving lower and lower prices each year, they had fallen into debt, which is why they decided to shift into a niche market like organic cotton.

Organic cotton doesn’t allow the expensive pesticides to enable growth but organic fertilizer that the farmers make themselves from the natural resources among them. Though this type of farming is more labor intensive, farmers can save themselves some out-of-pocket expenses by using their own natural resources to make organic fertilizer. They can also sell their cotton at a higher price when it has the organic label.

They felt organic cotton represented was one solution to their growing problems. With cotton prices dropping significantly they knew they either had to adapt, diversify, or eventually lose their land.

Because the demand isn’t as high for organic cotton as conventionally farmed cotton, they were still at a disadvantage, which meant they weren’t selling as much as they used to. But selling at a higher price allowed them to keep their jobs for the time being.

Djimon told the farmers that part of his job as a US citizen would be to start educating the public about organic and fair trade cotton to try to grow the demand. Djimon also promised that he would begin to call on our leaders to address the cotton crisis immediately.

We agreed that though prices fluctuate we must come up with a better system. We must demand a change to the rules of trade, which continue to devastate small farmers everywhere.

Djimon felt the next important step for him to take was to participate in the events going on around the G8 in Scotland. He knew that he could stand in as a representative from Africa who understood the struggles Africans are faced with. He could demand that our world leaders make a historic promise and deliver on it for Africa.

Djimon shared stories about his trip to Mali when he stood alongside the thousands of activists in Scotland from the US, Africa and Europe. At the end of the summit, G8 leaders made important progress for the world’s poorest people, by confirming debt cancellation for 18 highly indebted poor countries in Africa and doubling aid to reach $50 billion by 2010.

However, the outcome from the G8 leaders has fallen short of the hopes of Djimon and the millions around the world campaigning for a momentous breakthrough, especially on trade issues. Although some progress was made on a plan to reform the farm subsidies that keep Africa’s farmers poor, the G8 stopped short of setting an end date for scrapping these damaging subsidies.

Djimon hopes that rich countries will change their negotiating position in the trade talks in the run up to the December Hong Kong WTO ministerial, if people in poor countries are to be given a fair chance to work their way out of poverty.

In any society, developing or not, women are likely to be poorer, less educated, and less empowered than men. Oxfam recognizes women should be valued equally and enabled to reach their potential. What’s more, research has shown that when women earn income, they are more likely than men to spend it on family welfare. And when women are educated, they make decisions that benefit their families and influence their communities.

In the pages that follow, you'll read about how Oxfam is targeting the laws in Mozambique and the gender violence in El Salvador that severely disadvantage women. You'll also learn how Oxfam is equipping women to mediate peace in West Africa and to grow the income of their families. In every case, when it comes to empowering women, men are an equal part of the equation. Oxfam is striving to shape societies that not only permit women to be contributors, but societies that recognize that if they don't seize upon what women can offer, they are failing to leverage one of their most valuable assets.

In modern day Mali, it remains to be seen which of these images most accurately depicts reality. Gold production is growing quickly in Mali, which is now the third largest gold producer in Africa (after South Africa and Ghana). Gold has replaced cotton as Mali's leading export and has been promoted by the Bretton Woods Institutions as a key driver of Mali's national development. The Syama goldmine discussed in this report was the first large mine constructed during Mali's current gold boom. In a country ranked 164 out of 172 on the Human Development Index and with 90.6 percent of the population living on less than $2 per day, it is hard not to see the allure of gold's earning power.

This study, drawing on the lessons learned from Syama, examines the contribution of Mali's gold industry and its potential as a tool for development and poverty reduction. It presents data on a range of impacts (direct and indirect, positive and negative), tied to the operation and closing of the Syama gold mine.

When's the last time a small-farm family called it quits and had to sell their land for development? Probably yesterday or the day before.

There's no coincidence here. The loss of truly fresh fruits and vegetables, grown for their taste, and the loss of farmland and small-scale farmers are two faces of the same coin. In this issue of EXCHANGE, we meet Michael Rozyne, founder and managing director of Oxfam partner Red Tomato.

Also in this issue, ethnic discrimination in Guatemala—and the Mayan defense. Plus, how community radio is engaging Senegal's youth, and the humanitarian imperative of land mine clearance in war-torn Afghanistan.

Also in this issue, working together to save the family farm, the power of reading empowers women in The Gambia, and updates on Oxfam's work in Bolivia and in eastern and southern Africa.