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    <item rdf:about="http://www.oxfamamerica.org/articles/food-for-work-program-allows-families-in-el-salvador-to-recover-from-disaster-prepare-for-future-emergencies">        <title>Food-for-work program allows families in El Salvador to recover from disaster</title>        <link>http://www.oxfamamerica.org/articles/food-for-work-program-allows-families-in-el-salvador-to-recover-from-disaster-prepare-for-future-emergencies</link>        <description>Oxfam, together with five local organizations and the World Food Programme, helped communities recover while they prepare.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>Nestled between Olomega Lake and the lake’s natural drain channel in eastern El Salvador is the small community of La Pelota, home to 67 families. Many who live here depend on small plots of farm land or work as day laborers—with little to fall back on if things go wrong.</p>
<p>That’s why an Oxfam America emergency response launched in La Pelota last October sought not only to meet people’s immediate needs, but to help them mitigate the risks of their community for the future.</p>
<p>When it rains hard, La Pelota is one of the first communities in the area to flood, in part because a vigorously growing plant called <i>la ninfa </i>clogs the local waterways. The plant is a sign of another problem people face: poor infrastructure for sanitation. Most families rely on pit latrines whose contaminants feed the growth of <i>la ninfa.</i></p>
<p>In October, <a href="http://www.oxfamamerica.org/articles/emergencies/2011-el-salvador-floods/" class="external-link">Tropical Depression 12-E hit</a>. It rained for almost two weeks straight. On one side of La Pelota the lake overflowed, and on the other side its natural drain spilled its banks.</p>
<p>“It began to rain quite a lot. Little by little, the lake drained, but then the water level rose as it continued to rain,” said Juan Francisco Flores, a 32-year-old community member. “The lake doesn’t flow fast enough through the channel. The water backs up and that’s what floods the community… The stream was flooding on one side and the lake on the other. We were isolated.”</p>
<p>The response from the community to the flooding was well planned and evacuation was timely, due to preparedness work that had been done by Oxfam partner Fundación Maquilishuat (FUMA), in recent years. However, damage to crops was severe.</p>
<p>Together with FUMA and the World Food Programme, Oxfam America launched a food-for-work initiative that not only helped families in La Pelota survive in the first months after the emergency, but reduced the risk they would face in the future. FUMA and citizens of La Pelota decided to clean out the channel to allow the water to flow more easily and prevent flooding. Oxfam provided material to do the work, FUMA provided monitoring and technical assistance, and the families carried out the work.</p>
<p>The project provided people with 100 pounds of corn, 33 pounds of rice, 20 pounds of beans, and a gallon of cooking oil, in exchange for 80 hours of work a month.</p>
<p>“The food-for-work project has been well received. It was very effective to implement this project at this time of year, when people usually don’t have work,” says Sandra Quinteros of FUMA. “There’s been a selection process for the FFW program, with several criteria—that they lost at least 50 percent of their production; that they live on less than two dollars a day; that they have many children or older adults to care for; that they are day laborers; and that they are willing to work.”</p>
<p>The food-for-work project has been implemented in 99 poor communities like La Pelota, in 15 municipalities throughout El Salvador. A total of 3,800 families earned a three-month supply of corn, beans, rice, and oil for a family of five, enabling them to recover from their losses and now live in better prepared communities.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Tjarda Muller</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Central America</dc:subject>                    <dc:subject>El Salvador</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>hunger</dc:subject>                <dc:date>2012-11-19T21:46:15Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/west-africa-food-crisis-dry-times-in-2011-threaten-ability-to-plant-in-2012">        <title>Sahel food crisis: Dry times in 2011 threaten ability to plant in 2012</title>        <link>http://www.oxfamamerica.org/articles/west-africa-food-crisis-dry-times-in-2011-threaten-ability-to-plant-in-2012</link>        <description>A farmer recounts the struggle to grow food and prepare for the 2012 growing season</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>Farmers in the far eastern Kedougou region of Senegal are nearing the end of the dry season and waiting nervously for the rains to start. <a href="http://www.oxfamamerica.org/articles/emergencies/west-africa-food-crisis" class="external-link"><span class="internal-link">Many of them had poor harvests in 2011</span></a> and have long ago consumed all the food they could grow, while struggling to hold aside rice, millet, groundnut, and maize seed they can plant when—and if— the rains start.</p>
<p>“I harvested practically nothing,” Founé Danfakha says of her 2011 yield. She grows groundnuts, maize, and rice in Bembou, a small village about 50 kilometers east of Kedougou, near the border with Mali. The 60-year-old mother of five children and grandmother of four says, “If the rain comes normally, I can get 20 sacks of groundnuts. Last year I got only five.”</p>
<p>Danfakha has about five acres of land. She says her last harvest was dismal: She got three bags of rice, which is about 30 percent of the normal harvest. She planted about an acre of maize, but harvested none at all.</p>
<p><b>No seed, no harvest</b></p>
<p>Danfakha is sitting in front of her home, with her four-year-old grandson on her lap. The boy is quiet, and seems to have little energy. Danfakha says she is feeding everyone in the household regularly, despite the fact that the food she grew last year lasted only two months after the harvest in November. Usually she grows enough to last four months. She says she is meeting her family needs with money sent from her daughter, who is digging for gold in a nearby mining area.</p>
<p>When the rains start, Danfakha’s daughter will come back to help her prepare her fields and plant. “I think we will have to cover our needs growing groundnuts,” she says. “I don’t have enough rice seed, but I think I have enough groundnut seed.” When her daughter comes back they will have no income from mining while she works in the fields, so it is a calculated risk.</p>
<p>“The situation is difficult here. There’s a problem of rain,” Danfakha says. “It’s been irregular. If there’s not enough rain, there won’t be a harvest. And if there is no seed, there’ll be no harvest.”</p>
<p>Oxfam is collaborating with local organizations in Kedougou to help farmers there and in other areas of West Africa with crucial agricultural support, so they can plant this spring. Oxfam is also planning work that will help keep drinking water clean and safe, and provide food or short-term employment for cash wages, so farmers can meet their food needs over the summer while they work their fields.</p>
<p><i>Oxfam is aiming to help 1.2 million people across seven countries  with programs that include cash transfers and cash-for-work initiatives,  veterinary care for the livestock on which many families depend, and  access to clean water and sanitation. We are also <a href="http://www.oxfamamerica.org/articles/campaigns/food-justice">campaigning to change</a> the root causes of this crisis. <a href="https://secure.oxfamamerica.org/site/Donation2?df_id=6200&amp;6200.donation=form1">Find out how you can support our efforts.</a></i></p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>chufstader</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>GROW</dc:subject>                    <dc:subject>Senegal</dc:subject>                    <dc:subject>West Africa</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>drought</dc:subject>                    <dc:subject>farmers</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>natural resources</dc:subject>                    <dc:subject>water</dc:subject>                <dc:date>2012-06-18T15:01:55Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/west-africa-food-crisis-farmers-cope-with-food-shortages">        <title>Sahel food crisis: Farmers cope with food shortages</title>        <link>http://www.oxfamamerica.org/articles/west-africa-food-crisis-farmers-cope-with-food-shortages</link>        <description>Confronted with a poor 2011 harvest, farmers find creative ways to earn money to buy food.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>Farmer Odette Camara says poor rains last year cut her rice harvest by 30 percent. “Parts of the rice could not be harvested, the rice plants were dried out and did not produce any grains,” she says the following April.  She came away with one metric ton of unprocessed rice. After dehusking the rice, it lasted her family (two daughters, her husband and mother-in-law) just a few months.</p>
<p>She planted a maize field and hoped to grow a ton, but only got one 50-kg bag. She says the poor result was due to “lack of rain, lack of good equipment for cultivation, and lack of money to pay for labor.”</p>
<p>Her situation is rather typical in the small village of Bandafassy, about 15 kilometers from the town of Kedougou in eastern Senegal, <span class="external-link"><a href="http://www.oxfamamerica.org/articles/emergencies/west-africa-food-crisis" class="external-link">where erratic rain last year hit farmers hard</a></span>. The resulting high demand for food grown in other parts of the country is pushing up prices, and forcing farmers who were already struggling to feed their families to find creative ways of coping.</p>
<h3><b>Erratic rain prevented any decent harvest</b></h3>
<p>Camara is the one in the family responsible for agriculture, but her husband Nicolas Keita helps prepare fields for planting and the harvest – when he is not away mining for gold to earn cash.</p>
<p>Keita says they planted in early June, but by the end of the month it had stopped raining, and what they were growing dried out in July. They replanted in August, and invested in some fertilizer. The rains were intermittent in September and stopped altogether in the beginning of October. "The rain gap in June and July prevented any decent harvest," he says.</p>
<p>"Things are going to go badly," Camara says she realized after the harvest. "But we will make every effort." She turned to gathering wild fruits in the forest, such as the seed pods of the baobab tree and jujube berries to feed her family.</p>
<p>To earn money, her mother-in-law began making clay pots for storing water; Camara walks 15 kilometers to Kedougou (carrying a 10-pound pot on her head) where she sells the pots for about $5 each. If she can make a sale, she buys food and returns. In a good week, she can sell two or three pots.</p>
<p>Camara reports that after a good harvest she can feed her family for about six months, but this past year the food only lasted about four. She says she is down to her last two bags of rice, one of which she wants to save for seed. “We will always find a way to get by,” she says with a certain resignation. The threat to farmers like Camara is that of another year of diminished harvests: Successive bad years can lead to a downward spiral that even the most resourceful farmer can’t avoid.</p>
<p>Oxfam is designing programs to help farmers like Camara get the resources they need to plant crops this year, so that when the rains come people will have an opportunity to grow what they need for food. Cherif Sow, who works for the Kedougou Association for Action and Development, an Oxfam partner, says the need for support in the area is crucial. “We have to help the communities as quickly as possible to help them survive the lean time, otherwise it will have an impact on their agricultural production.”</p>
<p><i>Oxfam is aiming to help 1.2 million people across seven countries  with programs that include cash transfers and cash-for-work initiatives,  veterinary care for the livestock on which many families depend, and  access to clean water and sanitation. We are also <a href="http://www.oxfamamerica.org/articles/campaigns/food-justice">campaigning to change</a> the root causes of this crisis. <a href="https://secure.oxfamamerica.org/site/Donation2?df_id=6200&amp;6200.donation=form1">Find out how you can support our efforts.</a></i></p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>chufstader</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>GROW</dc:subject>                    <dc:subject>Senegal</dc:subject>                    <dc:subject>West Africa</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>drought</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>natural resources</dc:subject>                    <dc:subject>water</dc:subject>                <dc:date>2012-06-18T15:02:18Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/saving-lives-oxfam-partners-take-center-stage">        <title>Saving lives: Oxfam partners take center stage</title>        <link>http://www.oxfamamerica.org/publications/saving-lives-oxfam-partners-take-center-stage</link>        <description>Oxfam invests in the strengths of local communities and partners. When rainfall from a tropical
depression triggered a massive emergency in El Salvador, our approach was put to the test.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>In El Salvador, the landscapes are stunningly beautiful. From the coastal plain, wide expanses of pasture and cropland reach to a distant skyline of volcanoes and jagged mountain ranges. But the natural forces at work here are powerful. Earthquakes are an ever-present danger; hurricanes sweep in from east and west; and even the volcanoes erupt from time to time. For those who can’t afford sturdy home on a safe piece of land, fear is a constant companion.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Central America</dc:subject>                    <dc:subject>El Salvador</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>hygiene</dc:subject>                    <dc:subject>public health</dc:subject>                    <dc:subject>water</dc:subject>                <dc:date>2012-04-23T18:35:26Z</dc:date>        <dc:type>Oxfam Impact</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/counting-on-the-rain-to-continue-or-weather-insurance-to-help-cover-losses">        <title>Counting on the rain to continue—or weather insurance to help cover losses</title>        <link>http://www.oxfamamerica.org/articles/counting-on-the-rain-to-continue-or-weather-insurance-to-help-cover-losses</link>        <description>For Ethiopian farmer Gidey Mehari, when the opportunity to buy weather insurance for his crops arose, he jumped at the chance. </description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>Outside the round, thatch-roofed house Gidey  Mehari shares with his mother in northern Ethiopia, rain pelted the yard in mid-August, turning it sticky with mud. Thunder shook the walls, and Mehari, sitting near a fire inside, pulled his white shawl tighter over his shoulders.</p>
<p>If the rain continued at least there would be pasture for his two cows, guaranteeing their health and ensuring his family would have milk to drink. But the shorter rains, which should have fallen earlier in the season, had failed to come to Keih Tekli. And without them, Mehari was unable to sow his sorghum, one of two main crops he depends on. Instead, he would rely on teff, a tiny grain planted later in the year that is a staple of the Ethiopian diet.</p>
<p>For small-scale producers like Mehari, drought is the enemy—unpredictable and deadly. It’s the hardest part about farming, he says. And it’s one of the reasons that Mehari has joined more than 13,000 others in the Tigray region to buy weather insurance for their crops.</p>
<p>The insurance is part of a rapidly expanding program designed to help some of Ethiopia’s poorest farmers reduce the risk they face from disaster. When rainfall drops below a predetermined threshold, farmers who have bought the insurance receive a payout. Those too poor to pay with cash can trade their labor on community projects in exchange for the insurance. Launched by Oxfam in 2008 with the help of a host of partners including the Relief Society of Tigray, the program, now called the Rural Resilience Initiative, or R4, is set to expand into Senegal and two other countries in partnership with the World Food Programme.</p>
<p>Mehari has participated in the initiative for two years, swapping work—he has been planting tree seedlings in his community—for insurance. The first year he traded 16 days of labor for a premium worth 192 birr, or just over $11. That would have provided him with a payout of 600 birr, or nearly $35. Last year, Mehari invested 25 days of labor for coverage that would have given him a payout worth 800 birr, or more than $46.</p>
<p>That’s not enough to cover all his costs if he loses a harvest, but it’s enough of a buffer, perhaps, to prevent him from sinking deeper into poverty.</p>
<p>"It helps," he says, noting that if drought wiped out his harvest, the insurance would allow him to recover two-thirds of the 1,200 birr he invested in planting.</p>
<p>Divorced and the father of one daughter, Mehari says he had a basic understanding of how insurance works so when the opportunity arose to purchase some, he jumped at it. In his 38 years, he and his family had already experienced far more than their fair share of loss: Of the eight children to whom Mehari's mother gave birth, only two were still alive.</p>
<p>"I knew what insurance was. But the community members were confused and skeptical. How can it work?" he recalls them asking. "I accepted it (the insurance) without hesitation because if the crop fails, for me--it's like a parent's support in a bad situation."</p>
<p>As rain from the roof pooled into fat drops over the door, Mehari contemplated what the future would bring. He had already sowed more than an acre of land with teff seed and planned to plant the rest very soon.</p>
<p>"If the rain continues--like now--it won't be serious," he says of the hardship farmers face because of the lost sorghum season. "But if there is an early exit (of the rain), that will be disastrous."</p>
<p>For Mehari, insurance would soften the blow. But for countless other farmers tilling the rocky soil of Tigray, uncertainty sits heavily on their minds, its weight growing as increasingly erratic weather changes the age-old rules of agriculture.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>rural resilience</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2012-02-13T16:33:16Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/doubling-his-weather-insurance-this-ethiopian-farmer-is-happy-for-the-security-it-provides">        <title>Doubling his weather insurance, this Ethiopian farmer is happy for the security it provides</title>        <link>http://www.oxfamamerica.org/articles/doubling-his-weather-insurance-this-ethiopian-farmer-is-happy-for-the-security-it-provides</link>        <description>"Anything can happen," says Alemu Tadesse. And that's why he is investing in weather insurance for some of his crops.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>Alemu Tadesse, a 30-year-old farmer in the Tigray region of Ethiopia, counts among his possessions two oxen, a cow with a calf, four sheep, and a donkey.</p>
<p>The pair of oxen alone puts him ahead of many poor farmers in this northern part of the country. Harnessed as a team, the animals give Tadesse the power he needs to plow his fields in a timely manner and to be ready for the rains when they fall.  But if they don’t come, he’s now experimenting with a tool that will soften the blow: weather insurance.</p>
<p>Tadesse, who lives in the village of Hade Alga, is one of the more than 13,000 small farmers who are participating in a new insurance initiative launched by Oxfam and a host of partners, including the Relief Society of Tigray, or REST. The program allows those too poor to have cash on hand  to pay for the insurance by working on environmental improvement projects that benefit the whole community—like planting trees. Tadesse is among the small percent of farmers able to pay with money.</p>
<p>When rainfall drops below a predetermined threshold, insured farmers receive a payout helping them to recover some of their losses from a failed or severely curtailed harvest.</p>
<p>“Everyone in this community is starting to understand the rationale of the insurance, so we want to continue this practice,” said Tadesse, sitting with his wife and two young children in their one-room home on a rainy morning in August. But he admitted that the idea took a little getting used to. “We were skeptical when we heard (about  )it. We were even confused. How can you cover the loss of crops? It’s god’s work.”</p>
<p>After a great deal of discussion among community members, and many questions for REST, the idea began to click with people, Tadesse said. The local belief system holds that if you expect good things to happen, they will, and farmers are beginning to embrace insurance as part of that thinking, he added.</p>
<p>In 2010, Tadesse spent 60 birr—or about $3.50—on insurance for his teff, a staple grain in Ethiopia. As it turned out, the rains were plentiful that year and his harvest was very good, negating the need for a payout. But that didn’t stop him from doubling his investment in insurance the next year, paying 120 birr for a premium that would provide him with 400 birr—or $23,17—to cover his potential losses. The expense felt like a smart move.</p>
<p>“Anything can happen,” said Tadesse. “As security for me, I decided to double it. Even in the future I may double it again. You wish for better (rain), but you also have to accommodate the worst. In the future I don’t know what will happen, so that’s why I’m paying. But if the rain is good, I don’t regret paying that amount of money.”</p>
<p>The insurance has given him a sense of greater security, too, Tadesse said, so much so that he now has the confidence to take out a loan for livestock production. Once the rainy season ended, he planned to borrow money to buy a small herd of sheep and goats.</p>
<p>“If you buy four or eight sheep, they’ll reproduce in a short period of time,” said Tadesse. “It’s a good source of income for my family. It makes our life comfortable.”</p>
<p>With the stability he is striving to create for his family—in an environment made increasingly uncertain by changing weather patterns—Tadesse said he hopes his children will go far in school, an opportunity that stopped for him after fifth grade when he had to quit to work on his family’s farm and help care for his aging parents.</p>
<p>“I’m very confident my children will go further—up to where they can reach,” Tadesse said. “Education helps you use your capacity, not only in farming but in trading—in every part of life. If you’re educated you introduce new ideas into your agricultural practices. You analyze the future. It all needs education.”</p>
<p>And with the bit of security insurance is now providing, the dreams Tadesse has for his family have moved a little closer. Soon, other small farmers in Africa will have a chance at greater security, too:  The weather insurance program, now called the Rural Resilience Initiative, or R4, is set to expand into Senegal and two other countries in partnership with the World Food Programme.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>rural resilience</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2012-02-13T16:30:19Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/with-insurance-loans-and-confidence-this-ethiopian-farmers-builds-her-resilience">        <title>With insurance, loans, and confidence, this Ethiopian farmer builds her resilience</title>        <link>http://www.oxfamamerica.org/articles/with-insurance-loans-and-confidence-this-ethiopian-farmers-builds-her-resilience</link>        <description>Selas Samson Biru is using her entrepreneurial spirit--and the security she has from her insurance--to build a more secure future for her family.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>One day in early August, as Selas Samson Biru strode toward her field of peppers in the remote Ethiopian village of Adi Ha, clouds piled overhead, dark and heavy, and the wind snapped at her shawl. Would it rain?</p>
<p>In a country where most farmers depend on rain to feed their crops and guarantee their harvests, that question is omnipresent: It's about survival. And there's no sure way to answer it.</p>
<p>But there is a way to manage the uncertainty it breeds, and Biru, with steady steps, is slowly freeing herself from the constraints of an increasingly erratic climate. Her tools? An entrepreneurial drive and—now—weather insurance for her crops through a program that has grown to reach more than 13,000 farmers in Tigray since its launch in Adi Ha in 2009.</p>
<p>Biru, a 50-year-old mother of six children, was among the first farmers in this rocky northern region to invest in the insurance when Oxfam America, together with the Relief Society of Tigray and a host of partners, began offering it as a way to help families build resilience in the face of repeated drought. If there is insufficient rain during a critical period of the growing cycle, farmers will receive a payout for the crop they have insured.</p>
<p>And even those too poor to have cash on hand can get insurance: They can pay for their premiums in exchange for working on projects that help their communities reduce the risk of future disasters , such as by planting trees to preserve the topsoil. Of the 13,195 farmers now insured, 91 percent of them, or 12,064, are trading their labor for their premiums. And many of the households that have bought insurance are headed by women—3,610 of them.</p>
<p>Biru has been able to pay for her insurance with cash. This year, she bought a package for 200 birr, or about $11.75. It will cover her teff, a tiny grain and a staple of the Ethiopian diet used to make a bread called injera.</p>
<h3>A smart investment</h3>
<p>In Adi Ha, the weather has not been severe enough—yet—to trigger a payout. But Biru is convinced that investing in insurance is a smart move and that the program should be scaled up to reach farmers in other parts of Ethiopia. Without the cushion insurance provides, families who lose their harvests and have nothing to fall back on could be forced to migrate far from their homes or to sell precious household resources—like a cow—to buy food.</p>
<p>"This insurance is very good," said Biru. "It's saving our assets in a bad year."</p>
<p>And perhaps it's that confidence that is also helping her take other well-considered risks that are allowing her to build a more secure future for her family.</p>
<p>In 2009, the first year weather insurance was available, Biru joined a group of 10 farmers and together they bought a pump to irrigate some of their crops. Her contribution was 4,000 birr—or about $235. In 2010, with the proceeds from an abundant harvest of peppers, Biru was able to pay off the loan for her share of the pump.</p>
<p>Soon after, she took an even bigger plunge: With a new loan, she invested 14,000 birr, or about $823, in her own pump, available to use whenever she needs it. In August, she had already reaped 2,000 birr-worth of peppers from her field, and was looking forward to continuous harvests in the future.</p>
<p>"This is more productive compared to maize," said Biru. "Maize you harvest once. This you harvest every week."</p>
<p>Peppers won't be her only cash crop from this newly irrigated land. Scattered amidst the plants are 60 orange tree seedlings and 30 mango tree seedlings.</p>
<p>"If we manage it very well, we can start the first harvest (from the trees) after four years," Biru said.</p>
<h3>Challenges, still</h3>
<p>For all Biru's progress, farming in Tigray is not an easy undertaking. And one of the biggest challenges, she said, is the cost of fertilizer. The price keeps climbing.</p>
<p>"It's 1,000 birr per quintal (or about $58 for 220 pounds)," said Biru, recalling when it was a fraction of that price two decades ago. "Our land can't perform well without fertilizer, but fertilizer is very expensive…Most of our money is invested in fertilizer."</p>
<p>But most of her pride is invested in her children: all six of them have been able to attend school. Her oldest son has a degree in accounting and a daughter has a degree in engineering. Three of the others are still making their way through, while a middle son has decided to stop his education and assume—eventually—responsibility for his parents and the land they have worked so hard to cultivate.</p>
<p>Weather insurance may make his job, and the job of countless farmers like him, easier in the years ahead. The initiative is now set to expand into three new countries with the help of the World Food Programme. And its focus has broadened to promote a variety of tools that will help rural families build their resilience including access to credit, the encouragement to save, and steps to reduce the risks of disaster.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>East Africa</dc:subject>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>insurance</dc:subject>                    <dc:subject>rural resilience</dc:subject>                    <dc:subject>water</dc:subject>                <dc:date>2012-02-13T19:08:40Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/at-the-heart-of-the-el-salvador-flood-response-partnership">        <title>At the heart of the El Salvador flood response: partnership</title>        <link>http://www.oxfamamerica.org/articles/at-the-heart-of-the-el-salvador-flood-response-partnership</link>        <description>When a major storm strikes El Salvador, preparedness and local partnerships make all the difference.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>The rains in El Salvador are beginning to let up. For more than a week, they’ve pounded every inch of this country, causing over 60,000 people to flee their homes for the safety of shelters. Rivers have breached their levees and washed away houses and roads, and hillsides bear the scars of hundreds of fresh landslides.</p>
<p>For days, a small team of local aid providers has been delivering essentials like tanks of clean water, sanitation and hygiene supplies, and cooking equipment to the shelters, expanding and complementing the National Civil Protection System. Their initial action was so swift that by the time the president declared a national state of emergency, thousands of displaced people were already benefiting from their work.</p>
<p>The aid workers are members of Salvadoran organizations, groups that are willing to put all their other work on hold when disaster strikes. And they are not just foot soldiers—they are experts, able to survey a shelter in the midst of an emergency and within hours get key relief materials delivered and water tanks installed that meet international standards for quality.</p>
<p>“There is this core of ten or fifteen people on the team who are working day and night,” says Karina Copen, Oxfam’s humanitarian program officer in El Salvador. “They’re so dedicated."</p>
<p>The core team on the ground is never entirely alone.  All across the country, they are supported by community leaders who have been trained in the basics of caring for the public health needs of their people during emergencies. And they are backed by Oxfam.</p>
<h3>The power of knowledge</h3>
<p>For the past four years, Oxfam has led an effort to build the capacity of local Salvadoran communities, municipalities, and aid groups for handling emergencies like earthquakes and floods. Multi-day seminars and hands-on disaster simulations have helped transform the desire to help into hard-core expertise.</p>
<p>“In some ways, it would be easier to bring in a team of Oxfam specialists to do the work in emergencies,” says Copen. “But it wouldn’t be nearly as effective.”</p>
<p>“In a disaster, communities are the first responders,” she explains. “Before local or international aid agencies or government officials arrive, the affected communities need to make decisions and act.” So, training community leaders in the basics of public health—organizing shelters, maintaining sanitary conditions, and making sure people are drinking clean water—has been a top priority.</p>
<p>Training a core team of water and sanitation specialists has been even more labor-intensive, but everyone has benefited.</p>
<p>“In this emergency, team members have been able to come up with accurate technical assessments and then implement the response,” she says.</p>
<p>Confident in the team’s ability to handle the work on the ground, Copen and colleague Enrique García, Oxfam’s regional humanitarian coordinator, are able to focus on coordination.</p>
<p>The result: an effective and smooth-running disaster response that draws energy from its own success. “The people we’ve trained are not sitting around waiting for someone to tell them what to do,” says Copen. “They know how to help their communities, and they are stoked.”</p>
<h3>The most pressing need: potable water</h3>
<p>Now that the rains have eased and the sun has appeared, everyone in the shelters is eager to go home.</p>
<p>But the emergency doesn’t stop here. In the region known as the Bajo Lempa, the floods struck harder than anyone had seen in many years. Towns and villages are still deep in muck, their wells contaminated and their latrines flooded.</p>
<p>Now, Oxfam and the team are turning their attention to making home communities safe. The most pressing need, says Copen, is potable water.</p>
<p>There’s more to face: food shortages may threaten the recovery. Forty percent of the corn crop and 77 percent of the bean harvest have been lost to the floods, and prices are shooting up already. Oxfam is exploring ways to address the most urgent needs.</p>
<p>After days of ceaseless work, Copen sounds tired but hopeful.</p>
<p>“I’m always moved by the commitment of our partners, but this time I was also moved by the communities. They’re organizing themselves. They haven’t slept. They’re tending to each other’s needs. And they’re going back to their homes to start again.”</p>
<p><a class="external-link" href="https://secure.oxfamamerica.org/site/Donation2?1449.donation=form1&amp;df_id=1449"><b>Donate now</b></a> to Saving Lives 24/7.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>estevens</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Central America</dc:subject>                    <dc:subject>El Salvador</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                <dc:date>2012-02-13T19:11:09Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/201cit2019s-time-we-learned-this-lesson201d">        <title>"It's time we learned this lesson"</title>        <link>http://www.oxfamamerica.org/articles/201cit2019s-time-we-learned-this-lesson201d</link>        <description>One year after the worst flooding in its history, Pakistan is still not prepared for this year’s monsoon floods and other natural disasters.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>A newly published Oxfam report , <a href="http://www.oxfamamerica.org/articles/publications/ready-or-not-pakistans-resilience-to-disasters-one-year-on-from-the-floods" class="internal-link" title="Ready or Not">“Ready or Not: Pakistan’s resilience to disasters one year on from the floods”</a>, says that millions of people are still struggling to recover from last year’s floods and will fall even deeper into poverty if hit by floods again. Reconstruction after last year’s floods is estimated to cost more than $10 billion, almost a quarter of Pakistan’s national budget; and further disasters will put an additional strain on the country’s economy.</p>
<p>The mega floods of last year would have challenged any government, but the emergency response led by Pakistani authorities saved thousands of lives. However, Oxfam has expressed concern about the pace of recovery and reconstruction, which has left millions of people unnecessarily exposed to another disaster.</p>
<h3>Still vulnerable</h3>
<p>Husna La Shari is one survivor who is struggling to rebuild her life in Khawand La Shari in Shikapur, Sindh.  Her family and community were hit hard by the flooding last July.  Husna has 7 children and an elderly husband.  She is responsible for providing for her entire family as her husband is too old to work.  Before the floods last July, she worked on fields farming and harvesting.  But after the floods, the fields are no longer fertile and Husna is struggling to feed her family.  Oxfam is working in Husna’s village providing latrines and rehabilitating water pumps.  Husna took part in Oxfam’s Cash for Work program in her village, clearing rubble and cleaning irrigation channels in the fields.</p>
<p>“It was difficult for me before the flood and it is now more difficult for me as there is no farming or harvesting.  We cannot cultivate the land here this year… <a class="external-link" href="http://pdipakistan.blogspot.com/"> PDI </a>(Oxfam’s partner) came and gave us money for doing labor.  We collected whatever remained of our houses and we put it all in one place and together we cleaned the village.  My husband was not capable, so I did it, I earned the money.  PDI gave us kitchen pots, blankets, quilts and buckets and we are thankful as they helped us a lot.  I am still in trouble to get food.  How will I feed my family?”</p>
<p>Around 37,000 people affected by the 2010 floods are still living in camps in Sindh alone; and across the country, many of those who have returned to their villages have inadequate housing, with some still living in tents.  More than 800,000 families are still without proper homes and many flood defenses, such as river embankments, destroyed in last year’s floods, have not yet been properly repaired. This increases the likelihood of breaches in future floods. For example, embankments in Sindh province have reportedly been increased by only two or three feet rather than the recommended six feet.</p>
<p>Neva Khan, Head of Oxfam in Pakistan, said: <br />“Pakistan needs to act now. Investing in measures today that reduce the impact of disasters is essential to save lives and safeguard development gains in the future. It will ensure schools built with aid funds are not washed away and that farmers can keep the crops they have toiled over. A year after Pakistan’s mega floods it’s time we learned this lesson.”</p>
<h3>Some lessons learned</h3>
<p>For children in the Shikapur district of Sindh, playing an interactive game is one way to avoid the risk of illness which often comes in the wake of a natural disaster.  Julia Moore, a hygiene promotor for Oxfam, teaches children basic hygiene activities such as washing their hands and faces and showing them how to use a latrine.</p>
<p><iframe frameborder="0" height="349" scrolling="auto" src="http://www.youtube.com/embed/hAFPnXch5Kg" width="560"></iframe></p>
<p>“Pakistan is a disaster-prone country and has been flooded 67 times since 1947. Climate change will only increase the threat of floods. But while floods and earthquakes are inevitable, widespread devastation is not. For years, not enough has been done to protect ordinary Pakistani men, women, and children from disasters before they strike.”  Says Kahn.</p>
<p>Lives and scarce resources could be saved in the future if the Pakistan government, with support from international donors, invests more in measures to reduce the impact of disasters. This could include flood resistant housing, and effective early warning systems – especially at the village level. In order to implement these programs, more funding is needed for local authorities and organizations that play a frontline role in preparing for and responding to emergencies.</p>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Timothy Allen</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Pakistan</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>natural disaster</dc:subject>                <dc:date>2013-04-30T15:07:02Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/ready-or-not-pakistans-resilience-to-disasters-one-year-on-from-the-floods">        <title>Ready or Not</title>        <link>http://www.oxfamamerica.org/publications/ready-or-not-pakistans-resilience-to-disasters-one-year-on-from-the-floods</link>        <description>Pakistan's resilience to disasters one year on from the floods</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>The floods that hit Pakistan in 2010 were the worst in the country’s history. The humanitarian response achieved remarkable successes in minimizing the immediate loss of life and providing relief to millions of people. However, it could have been better: more than 800,000 families remain without permanent shelter and more than a million people remain in need of food assistance. These unmet needs must be addressed as a matter of urgency.</p>
<p>As Pakistan faces another monsoon season and the likelihood of more disasters, the country is not prepared. Many factors which have hampered the relief and reconstruction effort are still present, such as an inadequate disaster management system and a lack of emergency relief co-ordination and leadership. These institutional challenges must be resolved as soon as possible. The government and donors need to invest heavily in measures to reduce disaster risks such as better early warning systems, flood control, and more resilient housing. They should also tackle the underlying social inequalities which leave people vulnerable to disasters through a pro-poor national development plan. Spending on risk reduction and preparedness not only saves lives and livelihoods but hugely reduces the economic impact of disasters.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Oxfam America</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Central and South Asia</dc:subject>                    <dc:subject>Pakistan</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>natural disaster</dc:subject>                <dc:date>2011-07-29T13:41:51Z</dc:date>        <dc:type>Briefing Paper</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/a-fresh-look-at-the-green-economy-jobs-that-build-resilience-to-climate-change">        <title>A fresh look at the green economy</title>        <link>http://www.oxfamamerica.org/publications/a-fresh-look-at-the-green-economy-jobs-that-build-resilience-to-climate-change</link>        <description>Jobs that build resilience to climate change</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Approximately two million Americans are employed in sectors such as water management, agriculture, and disaster preparedness and response that contribute to building resilience to the impacts of climate change. Through investments in climate change resilience, we can proactively reduce the impact of natural disasters and drive economic growth. By spurring the development and deployment of new technologies and strategies such as efficient irrigation systems and early flood and storm warning systems we can save lives in the poor communities most vulnerable to climate change—and create jobs in the process.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>bgrossmancohen</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                <dc:date>2011-06-08T14:47:27Z</dc:date>        <dc:type>Research Report</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/us-climate-change-impact">        <title>Impact of climate change on response providers and socially vulnerable communities in the US</title>        <link>http://www.oxfamamerica.org/publications/us-climate-change-impact</link>        <description>Federal disaster programs, plans, and policies seldom address climate change or social vulnerability. Homeland security policy could be revised to accommodate climate change impacts on socially vulnerable populations.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Disaster mitigation discourse rarely refers to the vulnerability of communities affected by disasters. The planning assumptions driving domestic emergency management are derived from an assessment and understanding of risk (i.e., the likelihood that a particular type of natural disaster may occur and the expected severity of its effects should it occur).</p>
<p>For natural disasters, this assessment of risk is based on detailed modeling and analysis of historical data on the frequency and severity of all manner of disasters. In this report, we examine how homeland security policy could be revised to accommodate climate change impacts on socially vulnerable populations in the Mississippi Delta region and the Gulf Coast, building on the 2009 Oxfam America report, "Exposed: Social vulnerability and climate change in the US Southeast."</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>nhailu</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>US Gulf Coast Recovery</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                <dc:date>2011-01-03T17:44:34Z</dc:date>        <dc:type>Research Report</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/multimedia/video/climate-change-wake-up-call">        <title>Climate change wake-up call</title>        <link>http://www.oxfamamerica.org/multimedia/video/climate-change-wake-up-call</link>        <description>You know about global warming. You may already be doing your part to protect the environment. But, climate change is a  human issue too—it's hitting the poorest people hardest.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<object data="http://www.youtube.com/v/rnRxG8WKNLY&amp;hl=en_US&amp;fs=1&amp;rel=0" type="application/x-shockwave-flash" height="340" width="560"><param name="movie" value="http://www.youtube.com/v/rnRxG8WKNLY&amp;hl=en_US&amp;fs=1&amp;rel=0"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed height="340" width="560" allowfullscreen="true" allowscriptaccess="always" type="application/x-shockwave-flash" src="http://www.youtube.com/v/rnRxG8WKNLY&amp;hl=en_US&amp;fs=1&amp;rel=0"></embed></object>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Caribbean</dc:subject>                    <dc:subject>Central America</dc:subject>                    <dc:subject>Central and East Africa</dc:subject>                    <dc:subject>Central and South Asia</dc:subject>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>El Salvador</dc:subject>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>Middle East</dc:subject>                    <dc:subject>South America</dc:subject>                    <dc:subject>Southern Africa</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>Vietnam</dc:subject>                    <dc:subject>West Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>global food crisis</dc:subject>                    <dc:subject>land</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>livestock</dc:subject>                    <dc:subject>microinsurance</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2010-10-15T13:59:39Z</dc:date>        <dc:type>Video Link</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/multimedia/video/hardest-hit-survival-strategies-from-the-frontlines-of-climate-change">        <title>Hardest hit: Survival strategies from the frontlines of climate change</title>        <link>http://www.oxfamamerica.org/multimedia/video/hardest-hit-survival-strategies-from-the-frontlines-of-climate-change</link>        <description>Learn how four  communities around the world are fighting back against climate change, and how you can help.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<embed height="340" width="560" allowscriptaccess="always" allowfullscreen="true" type="application/x-shockwave-flash" src="http://www.youtube.com/v/8gFVh__L1p4&amp;hl=en_US&amp;fs=1&amp;rel=0"></embed>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>ldiolosa</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Central America</dc:subject>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>El Salvador</dc:subject>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>US Gulf Coast Recovery</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>Vietnam</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>equality for women</dc:subject>                    <dc:subject>women</dc:subject>                <dc:date>2011-06-01T01:30:24Z</dc:date>        <dc:type>Video Link</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/multimedia/video/hardest-hit-vietnam">        <title>Hardest hit: Vietnam</title>        <link>http://www.oxfamamerica.org/multimedia/video/hardest-hit-vietnam</link>        <description>In response to drought, communities grow drought-resistant crops, raise alternative livestock breeds, and use water from a new reservoir.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<embed src="http://www.youtube.com/v/ozynJzGKNMI&amp;hl=en_US&amp;fs=1&amp;rel=0" width="560" height="340" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true"></embed>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>ldiolosa</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>Vietnam</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>water</dc:subject>                <dc:date>2010-05-25T19:06:39Z</dc:date>        <dc:type>Video Link</dc:type>    </item>



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