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    <item rdf:about="http://www.oxfamamerica.org/articles/what2019s-in-a-stove">        <title> What’s in a stove?</title>        <link>http://www.oxfamamerica.org/articles/what2019s-in-a-stove</link>        <description>In Darfur, fuel-efficient stoves benefit the environment and much more.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>With a thud and a spray of flying sand, Hawa Adam Dawelbiat splinters a dry tree branch. A few deft blows of her ax and she has produced a small pile of kindling, which she picks up and displays to a visitor. This is what it takes to cook for her family: one third the wood she used each day before the arrival of her fuel-efficient stove.</p>
<p>Over time, that will mean one third of the dangerous fuel-gathering trips to the countryside, one third the loss of trees, one third the smoke inhaled by Dawelbiat and her young ones, one third the air emissions. And now that she is buying her fuel in the marketplace, she’s spending a third of what she used to and has more money to feed and clothe and educate her children.</p>
<h3>High-tech simplicity</h3>
<p>Her stove—known as the Berkeley-Darfur Stove—is the brainchild of the Darfur Stoves Project (DSP), a US-based Oxfam partner organization that draws on the work of engineers at the Lawrence-Berkeley National Laboratory in California. DSP worked with women in Darfur to develop a stove suited to their needs that would use less than half the fuel of a traditional three-stone fireplace and significantly less than other stove models that are available locally. The result is a portable 12-sided metal stove - around 12” in every dimension - that is as advanced in its design as it is simple in its construction. And whose frugal output is a match for the scarce resources of the Darfur camps.</p>
<h3>A fuel-efficient meal</h3>
<p>On a day in December, while her daughter and a friend play on a mat behind her and a neighbor holds her ten-month-old baby, Dawelbiat sits down on a low stool next to her stove and begins to cook her family’s mid-morning meal. The kitchen is a low mud-brick building, shadowy but brightly lit where the sun slips in through the doorway.</p>
<p>She places a pot of water on the stove, adds a few pieces of wood to the firebox, and sets the fire going with a match. When the water boils, she sprinkles ground millet into the pot and stirs it with a long, carved wooden stick until she’s created a thick porridge—known as <em>asida</em>—which she sets aside in a bowl. The next course is <em>mullah</em>, a soup made of onions fried in oil with dried meat, crushed tomato, okra, and spices. And finally, tea. In the space of an hour, Dawelbiat and her fistful of kindling have produced a meal for six.</p>
<h3>Building stoves, protection, and incomes</h3>
<p>At the compound of Oxfam partner SAG (Sustainable Action Group) in nearby El Fasher, the usual sounds of a Darfur town—the roar of vehicles, the clatter of grain mills, and the bleats and brays of animals—is replaced with the banging of metal on metal. Here in a building sided and thatched with sorghum stalks, eight men from the Al Salaam camp work at tables assembling Berkeley-Darfur stoves. They smile at visitors and get back to work, bending and hammering metal into its designated size and shape. To the list of benefits of the stoves can be added one more: employing survivors of the conflict, who—uprooted from their homes and farms—struggle to find any work at all.</p>
<p>So far, SAG and the workers from the camps have produced and distributed around 9,000 stoves. With enough funds, they’ll create 15,000 stoves in 2011. Some will go to the camps, others to rural areas hard up against the deadly combination of deforestation and armed conflict.</p>
<h3>More people should have these stoves</h3>
<p>Dawelbiat is shy with strangers, but her praise for the stove is effusive all the same. “The stove is good because it’s efficient and saves fuel and cooks faster. It’s better at keeping the kitchen clean, and there is less smoke. You can easily cook with it and easily move it around. Even a small portion of fuel can make your food.”</p>
<p>“More people should have these stoves,” she concludes.</p>
<p>It is a point that no one argues.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>estevens</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Sudan</dc:subject>                    <dc:subject>environment</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>internally displaced persons</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>women</dc:subject>                <dc:date>2011-06-29T13:51:17Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/bold-commitment-to-innovation">        <title>Bold commitment to innovation </title>        <link>http://www.oxfamamerica.org/articles/bold-commitment-to-innovation</link>        <description>Le Ngoc Thach made a commitment–and a guarantee–to help farmers grow more rice.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Watching his parents’ rice crop fail in 1984 was a heartbreak for Le Ngoc Thach. In that growing season, stem borer grubs devoured the harvest. “It destroyed the plants,” Thach tells visitors to his village, Dai Nghia, just south-east of Vietnam’s capital, Hanoi. “So it was a lost year for our family and community.”</p>
<p>Tragedies such as this compelled Thach to serve as president of the commune agricultural cooperative. When he was elected to this post in 2001, he says he made a commitment: “I told myself to find new technology to help farmers get a better life.”</p>
<p>In his research about ways to help farmers in Dai Nghia, Thach learned about a new and innovative way to grow rice, Vietnam’s most important food crop and the main source of nutrition for many small-scale farmers. It’s called the system of rice intensification, SRI, and involves techniques that help farmers save money on seed, fertilizer and other chemicals, and cuts down on labor needed for transplanting.</p>
<p>Oxfam and the Plant Protection Department, which is part of Vietnam’s Ministry of Agriculture and Rural Development, have been running farmer field schools to help rice farmers learn the new techniques, and in turn teach other farmers about SRI. Oxfam began this work in Cambodia, and then expanded it to Vietnam in order to help small-scale farmers learn new farming methods, develop their skills to analyze and solve agricultural problems, and teach each other to improve their farming.</p>
<p>Thach was excited about bringing SRI to his village. “I saw with my own eyes the obvious benefits of SRI in all the places I visited,” he says. “So when I introduced the method to my farmers, I knew exactly that victory was on my side.”</p>
<p>Despite his confidence, Thach knew there would be doubts among the farmers. For example, SRI recommends transplanting single rice seedlings, instead of bunches of them. Many farmers did not believe this would increase their yield. “How can one rice seedling produce more than four or five seedlings together?” Tran Minh Tien, member of the Dai Nghia Agricultural Cooperative, said as he recalled farmers’ reaction when Thach first introduced SRI in the commune.</p>
<p>But Thach was willing to take the risk. In 2006, he made a bold promise to the farmers, “If you apply SRI and the yield is lower than the yield from your ordinary practice, I will take my own money to compensate for your losses.”</p>
<p>With this assurance, he convinced 50 families to try SRI on a 10-acre plot. Initial successes attracted more farmers to try SRI. Farmers learned from each other as they helped their neighbors work in the field, and they all witnessed more and better rice in the SRI field. The number of SRI farmers in the commune tripled in less than a year, and in the spring crop of 2008, all the 2,000 members of the cooperative applied SRI on the entire commune’s 420 acres of paddy land. “I’m very happy to win this confidence from all the farmers in my cooperative,” Thach said. “It is my most precious achievement.”</p>
<p>Farmers in Dai Nghia work closely with Thach to grow two rice crops and one non-rice crop including soybean and vegetables per year. Those who used to spend one month to transplant their rice now spend from 10 to 15 days. This allows them to have more time to do other work such as raising livestock or growing vegetables.</p>
<p>“Now I have more time to become a seller at the market, and my husband has more time to work in construction,” said Nguyen Thi Dua, one of the first women who started using SRI in the commune. “We earn a little more income for our family.”</p>
<p>All farmers in Dai Nghia are now embracing this growing method with results that are boosting household incomes, helping them to send their children to school, and fund other essentials.</p>
<p>The Plant Protection Department reported that on an average field just smaller than an acre, farmers can save $53 per year of two rice crops on seeds, chemical fertilizers and pesticides, and on hiring labor for transplanting. The combination of input savings and yield increase contributes to extra income of about $70 on the same size of paddy land. That’s enough to pay for one year of school or two year’s worth of seed for the next growing seasons.</p>
<p>Thach takes pride with this achievement for the commune. “I’m proud to see farmers in my community increase their income and improve their living conditions,” Thach said. “SRI has brought about a better life for Dai Nghia.”</p>
<h3>Better for the environment</h3>
<p>Thach and other farmers have been concerned about the use of chemical fertilizers and pesticides in Dai Nghia. The fertilizers were actually decreasing soil fertility and making the rice plants even more dependent on artificial fertilizers. A lot of pesticides were released into the environment to kill pests such as stem borers, but the chemicals also killed beneficial soil bacteria and other valuable species including fish. Some of the chemicals travelled into the air, soil, and water sources, causing environmental concern for the people who depend on the resources. But the rising prices of these chemicals forced them to find alternatives.</p>
<p>Growing SRI rice reduces farmers’ reliance on pesticides; the plants are farther apart, which makes them healthier and more resistant to pests. Thach says he can see the effects of less spraying of pesticides: “I think SRI creates a better biodiversity condition for the rice field. There are more fish and other creatures living in the field.”</p>
<p>Nguyen Thi Dua, an SRI farmer in Dai Nghia, said due to the wider spacing of seedlings, her rice plants get better exposure to sunlight and have stronger roots, which reduces vulnerability to pests. “I don’t need to spend too much money on buying pesticide anymore,” she said. “The fields are looking good, and I’m pleased with the clean and sound environment.”</p>
<p>Thach remains committed to exploring new and better ways to grow rice and to sustain the environment. Farmers who used to grow barely enough rice for family consumption now have a surplus.</p>
<p>But perhaps most importantly, farmers in Dai Nghia are open to new ideas. “SRI is a success in Dai Nghia commune,” says Tran Minh Tien. “We’re now working with the [Hanoi] University on organic rice, and the research over the last year shows some success. This can lead us to adding more value to our rice, and a safer product for consumers.”</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Soleak Seang</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>SRI</dc:subject>                    <dc:subject>Vietnam</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>livelihood</dc:subject>                <dc:date>2011-06-01T01:26:34Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/multimedia/video/climate-change-wake-up-call">        <title>Climate change wake-up call</title>        <link>http://www.oxfamamerica.org/multimedia/video/climate-change-wake-up-call</link>        <description>You know about global warming. You may already be doing your part to protect the environment. But, climate change is a  human issue too—it's hitting the poorest people hardest.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<object data="http://www.youtube.com/v/rnRxG8WKNLY&amp;hl=en_US&amp;fs=1&amp;rel=0" type="application/x-shockwave-flash" height="340" width="560"><param name="movie" value="http://www.youtube.com/v/rnRxG8WKNLY&amp;hl=en_US&amp;fs=1&amp;rel=0"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed height="340" width="560" allowfullscreen="true" allowscriptaccess="always" type="application/x-shockwave-flash" src="http://www.youtube.com/v/rnRxG8WKNLY&amp;hl=en_US&amp;fs=1&amp;rel=0"></embed></object>]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Caribbean</dc:subject>                    <dc:subject>Central America</dc:subject>                    <dc:subject>Central and East Africa</dc:subject>                    <dc:subject>Central and South Asia</dc:subject>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>El Salvador</dc:subject>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>Middle East</dc:subject>                    <dc:subject>South America</dc:subject>                    <dc:subject>Southern Africa</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>Vietnam</dc:subject>                    <dc:subject>West Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>global food crisis</dc:subject>                    <dc:subject>land</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>livestock</dc:subject>                    <dc:subject>microinsurance</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2010-10-15T13:59:39Z</dc:date>        <dc:type>Video Link</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/instead-of-tea-respect">        <title>Instead of tea: Respect</title>        <link>http://www.oxfamamerica.org/articles/instead-of-tea-respect</link>        <description>A savings group in Senegal breeds entrepreneurs and independence on just a few cents a week.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Astel Diallo is the president of a <a title="Community finance" class="internal-link" href="/issues/community-finance">Saving for Change</a> group in Senegal’s far southeastern region of Tambacounda, where she says she and her fellow group members together learned the value of 100 francs. In US dollars this is about 20 cents, which to them did not ever seem like much-- until they started saving that amount each week, loaning the capital to each other, and investing in small businesses.</p>
<p>“Before we would use 100 francs to buy tea,” Diallo said after a group meeting at her home, while she was selling a small bag of cooking spices to a young boy waiting patiently in her doorway. “We would sit around and laugh and tease each other. We didn’t know that if we put our 100 francs together, we could do something really important.”</p>
<p>Saving for Change group members pool their savings, and borrow money to invest in small businesses. Selling foodstuff as Diallo does is quite common, as is selling phone cards, and buying and selling cloth and clothing. Members pay back their loans with 10 percent interest, and the money grows in the group fund for 12 months, when all the assets are disbursed to members equally, and a 12-month cycle starts again. Last fall at the end of the last cycle, each member got nearly $50.</p>
<h3>Responsibility, respect</h3>
<p>Mariama Ly, a 38-year-old mother of four wearing a bright red head scarf that forms a perfect circle around her face, says she did really well this past year. “I bought new furniture for my house, a bicycle for my son, and I invested the rest in my business,” she says brightly. &nbsp;</p>
<p>Her enthusiasm is easy to understand when you hear her story: Unable to find any steady work in their village, called Bandafassi, Ly’s husband had to move to Dakar where he is a fisherman. It is a good 800 kilometers (just under 500 miles) away, so he only comes home for the annual Tabaski holiday, which marks the end of the Ramadan fasting period. He stays for a couple of weeks, handing over the money he has earned to support the family.</p>
<p>But the money rarely lasted a year, forcing Ly to buy much of the food and clothing for her family on credit. When her husband came home, Ly says “He dealt with all my debts, he had to go around the village paying it all back.” It was the source of stress in their relationship.</p>
<p>After she joined the Saving for Change group in her village, staff from an organization called La Lumière used a grant from Oxfam to teach her and the other members how to establish a saving fund, make loans to members, start their individual businesses, pay back the loans, and re-invest her profits.</p>
<p>Ly began selling dried fish, pepper, vinegar, and other spices around her neighborhood. She says she can now cover all her household expenses. And her relationship with her husband has completely changed. “He’s treating me really well,” she says proudly outside her small home, the only one in her neighborhood with new thatch on the roof. “We talk a lot, we talk things over together. Before he just did what he wanted, but now we discuss it first.</p>
<p>“He’s really happy that I take this responsibility. I get a lot of respect from him now, and it makes me really happy.” Best of all, she says, “when he comes back to the house, there is just peace and love between us.”</p>
<p>Her group president Diallo says harnessing the modest savings and energy of the group members has created similar changes for all of them. “Before we had no way to help ourselves, but now with just 100 francs a week we solve a lot of problems, and help our husbands and our children.” Now, instead of sitting around drinking tea and teasing each other, she says “We tease the men. We are handling all the expenses now, not them.”</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Chris Hufstader</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Senegal</dc:subject>                    <dc:subject>community finance</dc:subject>                    <dc:subject>equality for women</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>women</dc:subject>                <dc:date>2010-06-11T14:23:00Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/oil-spill-presents-array-of-threats-to-gulf-coast">        <title>Oil spill presents array of threats to Gulf Coast </title>        <link>http://www.oxfamamerica.org/articles/oil-spill-presents-array-of-threats-to-gulf-coast</link>        <description>Oxfam supports community efforts to respond to the spill.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>For some people here on the Gulf Coast, the oil spill is exactly like a hurricane: you know it’s coming and you just have to wait and see how bad the damage is going to be. For others, it’s far worse. <br />&nbsp;<br />“This is much larger than the aftermath of the hurricanes,” said Courtney Howell, executive director of Bayou Grace Community Services in Chauvin, LA. “I can’t fathom the impact this is going to have.”<br />&nbsp;<br />Everyone is uncertain about how the oil spill will impact the region, but they know its effects will be broad. Coastal communities are just now, nearly five years later, bouncing back from the effects of hurricanes Katrina and Rita. Now, their livelihoods and homes and the very land they live and work on are in jeopardy. <br />&nbsp;<br />In response, communities are organizing in much the same way they did after Katrina and Rita – sharing information and pooling resources to fight yet another unprecedented disaster. And now, as then, Oxfam is standing with the local communities that depend on the water for their livelihoods. Oxfam is continuing to support some of the same partners we have known since the first days after Katrina - partners who focus on issues such as livelihoods, coastal restoration, and the mental health and well-being of those most affected. <br />&nbsp;<br />“For the people who depend on the coastal waters for a living, the oil spill may have serious consequences for more than a decade,” said Minor Sinclair, who directs Oxfam’s programs on the Gulf Coast.<br />&nbsp;<br />Through its <a class="external-link" href="https://secure.oxfamamerica.org/site/Donation2?df_id=4340&amp;4340.donation=form1">Gulf Coast Oil Spill Response Fund</a>, Oxfam will support its partners in the region to shape the disaster response to meet pressing needs on the ground - from generating independent assessments of the environmental and economic damage, to helping ensure that those who participate in the cleanup effort are safe and well-informed, to keeping both government and industry accountable to the communities at risk.<br />&nbsp;<br />“Oxfam can’t halt the oil slick,” says Sinclair. “But we can help ensure that the local people most affected by the spill have a strong voice in the recovery and protection of their own communities.”</p>
<p>&nbsp;</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>Andrew Blejwas</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>US Gulf Coast Recovery</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>environment</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>livelihood</dc:subject>                <dc:date>2010-06-16T19:49:02Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/people-centered-resilience">        <title>People-centered resilience</title>        <link>http://www.oxfamamerica.org/publications/people-centered-resilience</link>        <description>Working with vulnerable farmers towards climate change adaptation and food security</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Globally, 1.7 billion farmers are highly vulnerable to climate change impacts. The many who are already hungry are particularly vulnerable. World hunger currently stands at 1.02 billion people, its highest level ever. Yet scaling up localised ‘resilience’ successes offers hope for these farmers, while helping to address the climate problem. New thinking to recognize vulnerable farmers as critical partners in delivering solutions is needed to increase their resilience and to enable them to help combat climate change. Bold new public investment to the supporting institutions will be needed.</p>
<p>Achieving farm resilience requires building up the resilience of vulnerable farmers by developing their skills, expertise and voice while supporting their use of agro-ecological farming practices. Building resilience depends not just on how farmers manage resources, but on how well local, national, and global institutions support farmers. Agro-ecological practices can empower vulnerable small-scale farmers, offering them both greater control over their lives and an accessible means of improving their food security, while decreasing their risk of crop failure or livestock death due to climate shocks. Vulnerable farmers can use agro-ecological practices to build resilient farms and improve their livelihoods, achieving multiple benefits: 1.  improved food security; 2. adaptation to a changing climate; and 3. mitigation of climate change.</p>
<p>People-centred resilience consists of five principles which should guide how investments in vulnerable farming communities are designed and implemented. They are:</p>
<ol>
<li>Restored and diversified natural resources for sustainability.</li>
<li>Responsive institutions grounded in local context.</li>
<li>Expanded and improved sustainable livelihood options.</li>
<li>Sound gender dynamics and gender equality.</li>
<li>Farmer-driven decisions.</li></ol>
<p>Following these principles ensures that investments support farmers in their efforts to become food-secure and adapt to climate change. Four institutions central to delivering people-centered resilience are: secure land rights; dynamic farmer associations; responsive agricultural advisory services; and public support for environmental services.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Central America</dc:subject>                    <dc:subject>Central and East Africa</dc:subject>                    <dc:subject>Central and South Asia</dc:subject>                    <dc:subject>East Asia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>Middle East</dc:subject>                    <dc:subject>South America</dc:subject>                    <dc:subject>Southern Africa</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>West Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>land</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>microinsurance</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-06-08T14:58:44Z</dc:date>        <dc:type>Briefing Paper</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/weather-insurance-offers-ethiopian-farmers-hope-despite-drought">        <title>Weather insurance offers Ethiopian farmers hope—despite drought</title>        <link>http://www.oxfamamerica.org/articles/weather-insurance-offers-ethiopian-farmers-hope-despite-drought</link>        <description>For the first time, poor farmers can now buy insurance for teff, a staple grain that feeds their families.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>In Adi Ha, an area in northern Ethiopia where drought can ruin their harvests and climate change is threatening their futures, 200 households are taking a chance on a new idea: weather insurance designed for a tiny seed called teff. It’s from a cereal grass native to Ethiopia that feeds their families, fattens their animals, and puts a little cash in their pockets.</p>
<p>More than 6 million farmers across the country grow teff, but it’s here, in rugged Adi Ha, where rocks litter the fields like confetti, that this new kind of insurance may take root and spread. An initiative coordinated by Oxfam America and supported by more than a dozen partners, its goal is to help some of the world’s poorest farmers bounce back when drought destroys their crops. And the payout isn’t only in cash. It’s in confidence—the kind that may help propel people out of poverty.</p>
<p>“Without insurance, poor farmers who experience drought might run through all their savings, fall into debt, or sell their livestock and other valuables—often to ruinous results,” says Mengesha Gebremichael, the micro-insurance officer at the Relief Society of Tigray and one of the project’s managers. “In contrast, insured farmers will be more resilient to those shocks. They’ll be in a better position to take out small loans that could help them make big improvements in their next harvest—loans for things like high-yield seeds. They’ll be more confident that they can pay the money back knowing they have insurance to support them if trouble strikes.”</p>
<p>June to October marks the main rainy season in Adi Ha, a critical time for local farmers who depend on the skies to water their teff fields. For poor families living close to the edge, where even a $20 or $30 loss can push them over, there is no room for mishap. Without rain, they face disaster. That’s where the weather insurance comes in. If a certain amount of rain fails to fall at a certain time, farmers who have purchased the insurance can receive a payout to help cover their losses.</p>
<h3>The old ways may not be enough</h3>
<p>In Ethiopia, families have always had traditional ways of coping with extraordinary expenses. If they lose their livestock in a disaster, such as drought, those who are better off will contribute an animal or two to help them rebuild their herds, for instance. Families may also share seeds for planting, or food when it’s in terribly short supply.</p>
<p>But with climate change—and the erratic weather that it brings—the traditional means of surviving bad times may no longer be enough.</p>
<p>“Climate change is dramatically increasing agricultural risk across the planet,” says Marjorie Victor Brans, a senior policy advisor at Oxfam America. “The frequency of droughts and other shocks in Adi Ha is likely to increase, and poor farmers will be among the hardest hit. It’s a hugely challenging phenomenon.”</p>
<p>With 85 percent of Ethiopians employed in farming, much of it rain-fed, the need for new tools to manage the risks is huge. But the market for insurance is miniscule: only about 300,000 people in a country of nearly 80 million now have it. Extending the option to rural areas is loaded with challenges, not the least of them being the concern that poor farmers simply don’t have the money to pay for premiums—even the smallest one.</p>
<h3>Work is the answer</h3>
<p>This new program has solved that problem with a simple solution: It has arranged for the poorest farmers to use their labor to buy insurance, tapping into a new social security initiative the Ethiopian government launched a few years ago. Called the Productive Safety Net Program, or PSNP, it helps about 8 million of the country’s most vulnerable residents by providing them with food or cash in exchange for work.&nbsp; Through the PSNP, 130 Adi Ha farmers are now working extra days on community projects, such as planting trees and grasses to promote soil and water conservation, to pay for their premiums. In this pilot year, Oxfam provided funds to the PSNP to cover this part of the project.</p>
<p>The option to trade labor for insurance has substantially boosted the number of farmers able to participate in the program, nearly doubling the enrollment that was expected.</p>
<p>“It’s good for me to have the insurance as long as I can work and pay with labor,” says <a href="http://www.oxfamamerica.org/articles/weather-insurance-offers-ethiopian-farmers-hope-despite-drought/medhin-reda-looks-to-weather-insurance-to-solve-problems" class="internal-link" title="Medhin Reda's best asset is her own hard work">Medhin Reda</a>, a single mother who will be working 24 days for her premium. “That is the only asset I have.”</p>
<p>For <a href="http://www.oxfamamerica.org/articles/weather-insurance-offers-ethiopian-farmers-hope-despite-drought/with-insurance-selas-samson-biru-finds-help-in-the-bad-season" class="internal-link" title="Selas Samson Biru faces uncertainty with the seasons">Selas Samson Biru,</a> who is spending 192 birr on insurance, it will help address the uncertainties that have always been part of farming, especially now that global warming may be altering familiar weather patterns.</p>
<p>“Our season is changing. We don’t know when there will be a bad year and when there will be a good year,” she says. “I believe, after taking the training, this insurance will be helpful during the bad season. This will pay me.”</p>
<h3>Farmers take center stage</h3>
<p>And the insurance may be extra helpful because it was tailored specifically for farmers like Biru. In fact, she was one of five community members chosen by villagers to join the insurance design team. Twenty-one other farmers participated in a series of test workshops on climate change and financial literacy. Focus group discussions and economic risk simulations carried out in the community helped the design team understand what kind of insurance product would work best in Adi Ha. And on the day of enrollment, about 600 farmers showed up for a host of activities explaining the offerings, including musical performances, a play, peer-to-peer outreach, and financial training.</p>
<p>“Today is a historic day for the farmers of Adi Ha,” said Brans as the activities wound to a close that day and organizers counted the final tally of takers. Among the 200 were 75 women, which represents about 22 percent of all female-headed households in Adi Ha—one of the most vulnerable groups the project&nbsp; is aiming to help. On average, farmers are paying 138 birr for their premiums—or a little more than $12 each. Some chose packages that allowed them to pay as little as 76 birr, or about $6.75. The maximum premium was 288 birr, or just over $23.</p>
<p>“We are experimenting,” said <a href="http://www.oxfamamerica.org/articles/weather-insurance-offers-ethiopian-farmers-hope-despite-drought/gebru-kahsay-relies-on-rain-but-has-the-security-of-insurance" class="internal-link" title="Gebru Kahsay relies on rain but has the security of insurance">Gebru Kahsay </a>a few months after investing 192 birr into an insurance package. “We started with teff. If we find the insurance is good, we’ll continue. If we fail, we will take a lesson from it.”</p>
<h3>Next steps</h3>
<p>Lots of learning has already taken place during the 18 months Oxfam and its partners spent in preparation for the launch of this project. And each of those partners has been contributing its own expertise. Besides the Relief Society of Tigray, or REST, one of the largest aid groups in Africa which has worked closely with the people of Adi Ha, other partners include the Nyala Insurance Company, an Ethiopian firm that is providing the insurance; Swiss Re, one of the world’s largest insurers which has helped fund the launch and is providing technical expertise; and the International Research Institute for Climate and Society at Columbia University, which is providing research on climate data. Additionally, the Dedebit Credit and Savings Institution, or DECSI, the primary provider of loans to families in Adi Ha, helped both to design the pilot and to educate farmers about the pros and cons of insurance.</p>
<p>“We had to work very hard to design a risk management package that was affordable and attractive to farmers, while still being potentially profitable to the insurance industry,” says Bekabil Fufa, an agricultural expert in Oxfam America’s Horn of Africa regional office. “And we had to make it compelling to government and donors who feel it will address the threat of climate change.”</p>
<p>With a solid model now in place, Oxfam is planning in the coming year to expand the initiative into four new villages in Tigray--the region where Adi Ha is located—and into one village in Amhara, another drought-prone region to the south. Eventually, the project partners&nbsp; would like to see weather insurance offered to poor farmers throughout&nbsp; Ethiopia.</p>
<p>It will require a leap of faith by farmers across the country as well as support from the government, donors, NGOs, and the private sector,” says Gebremichael. “But given the long lead times required to build resiliency to climate change, we can’t afford to wait until tomorrow to try.”</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:56:34Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/medhin-reda-looks-to-weather-insurance-to-solve-problems">        <title>Medhin Reda's best asset is her own hard work</title>        <link>http://www.oxfamamerica.org/articles/medhin-reda-looks-to-weather-insurance-to-solve-problems</link>        <description>This farmer is trading her labor for an insurance premium to cover her teff.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>A bit of simple math will tell you a lot about Medhin Reda’s life. Add the three hours it takes her to walk to and from one of her fields, to the six hours she spends each week hunting for wood for her cooking fire, plus the half hour, round-trip, that’s required for fetching water for her family and you’ll understand why she sometimes rises at 3 a.m. to get all her work done—especially during those times when she needs to trade her labor for services she doesn’t have the money to pay for.</p>
<p>Reda, 45, is a farmer in Adi Ha, a collection of small villages in Tigray, a rocky region of northern Ethiopia.&nbsp; Here, rainfall is becoming increasingly unpredictable, and for the farmers who depend on its regularity to ensure their fields will produce food for their families, the change in weather patterns is deeply troubling.&nbsp; Without rain, the crops of hundreds of farmers in Adi Ha won’t grow.</p>
<p>Already this year the rains were six weeks late, coming in mid July instead of early June. That meant the corn got a late start and some farmers didn’t bother with sorghum at all. Still, hopes were high for teff, the tiny grain that is a staple for people here—and across Ethiopia where 6 million farmers grow the nutrient-rich cereal. Reda is one of them.</p>
<h3>Taking no chances</h3>
<p>But this year, she and 199 other small farmers in Adi Ha weren’t taking any chances. When Oxfam and its partners suggested a way to buffer the hardships Mother Nature might bring, the farmers embraced it—even if few had ever heard of such a thing. The proposal? Weather insurance designed for their teff. If the rain failed to fall in certain amounts at certain times, farmers who bought the insurance would receive a payout to cover some of their losses. The insurance is being offered by the Nyala Insurance Company and Swiss Re. Other organizations partnering on the project include the Relief Society of Tigray, or REST; the Dedebit Credit and Savings Institution, or DESCI; and the International Research Institute for Climate and Society at Columbia University.</p>
<p>“Because of repeated drought, which really affected me, I joined the insurance with the understanding it might solve my problems,” said Reda.</p>
<p>For a long time, most people in the insurance business thought that poor farmers, like many of those in Adi Ha, were uninsurable. Where would they get the cash to buy the insurance? This pilot program has answered that with a simple, and ingenious, solution. Reda is paying for her premium—like she does for other important things in her life—with her labor.</p>
<p>Reda, along with 65 percent of all those who have signed up for the insurance, is a participant in Ethiopia’s Productive Safety Net Program, an initiative that provides cash and food for some of the country’s poorest people in exchange for their work on community improvements.&nbsp; She’ll work 24 extra days this year on projects that benefit Adi Ha—such as planting trees and grasses to promote soil and water conservation—to cover the cost of her premium.</p>
<p>“It’s good for me to have the insurance as long as I can work and pay with labor,” says Reda. “That is the only asset I have.”</p>
<h3>A life of labor</h3>
<p>A single mother and head of an all-girl household at the moment—she lives with three of her daughters; a fourth daughter lives in a nearby town; and a son is away studying—Reda works hard to keep together all the pieces of a difficult life. With one of her daughters, Abbadit Girmay, who is now 19, Reda hauled to their hillside site every stone of the hut they now live in. And to build it, she hired a mason to mortar the rocks together—paying him with a summer’s worth of weeding in his fields.</p>
<p>To get her own fields plowed—she has two, totaling a half hectare of land--Reda hires herself out each planting season, working three full days for the man who owns the oxen, in exchange for one day of his plowing.</p>
<p>Work is Reda’s currency.</p>
<p>"That’s why I’m thin," she says, with a wry smile.</p>
<p>In the corn patch just below her house, Reda stands bent at the waist , her hands flying over the weeds as she yanks and clumps them swiftly into small piles. Close behind, and weeding nearly as fast, Tekleweini Girmay, 7, follows her mother through the stalks. Reda—and necessity—have taught her well.</p>
<h3>Education is the future</h3>
<p>But a farmer’s life is not what Reda envisions for her youngest child—or any of her daughters.&nbsp; She wants them to have what she never had: an education.</p>
<p>“The season is not good enough for agriculture. Our soil has become poor and they need fertilizer,” she says. “I don’t want my children to be farmers. Those who have started their education I want them to continue and have jobs. And those who haven’t started, I want them to start.” Tekleweini will be among those newly enrolled when the next session of school begins.</p>
<p>And Reda will be, too.</p>
<p>She has signed up for an adult literacy program that REST is offering.</p>
<p>And though Reda can’t read, her mind is filled with news of the world beyond Adi Ha that she absorbs from a small radio she keeps tucked on a shelf in her hut. Voice of America in Tigrinya and Dmitsi Woyane or the voice of the ruling party are among her favorite stations. Sometimes, Reda will&nbsp; stay up until 11 p.m. listening—when there are working batteries, that is. They are expensive, about 10 birr each, or about most of what she would earn for a day’s labor.</p>
<p>There’s no electricity in this stone-walled compound, and few creature comforts. At night, light in Reda’s cramped hut comes from a hanging bulb hooked to a flashlight battery. She also has two small oil lamps. Household wares hang from the ceiling beamed with logs and storage vessels stand in the shadows in the corners. Two mud seats built into the walls near the door serve as beds.</p>
<p>In early August, green washes the hills that stretch below Reda’s hut, a sign that the rain—now that it has finally come—is ample enough for the moment. Her corn is doing well, she says with satisfaction.</p>
<p>And her teff?</p>
<p>The seeds have been in the ground for just a week and years of experience have left her circumspect.</p>
<p>“It’s too early to say if it’s good or bad,” says Reda.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:56:55Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/with-insurance-selas-samson-biru-finds-help-in-the-bad-season">        <title>Selas Samson Biru faces uncertainty with the seasons</title>        <link>http://www.oxfamamerica.org/articles/with-insurance-selas-samson-biru-finds-help-in-the-bad-season</link>        <description>But with weather insurance she doesn't have to worry so much about her teff harvest.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Set on a post in the yard of Selas Samson Biru’s compound is a clear plastic rectangle scored with tiny lines and numbers. It’s a rain gauge, one of 23 now scattered across the Adi Ha area of Tigray in northern Ethiopia where 200 farmers, many of them very poor, have embarked on an experiment to improve their chances of faring well at harvest time—regardless of what the weather does.</p>
<p>In a pilot program coordinated by Oxfam America along with a host of local partners, these farmers have bought weather insurance designed for their&nbsp; teff, a staple grain here and across Ethiopia. If a certain amount of rain fails to fall at a certain time—and their teff does poorly—the insurance will cover some of their losses. Partners in the initiative include the Relief Society of Tigray, or REST; the Nyala Insurance Company; Swiss Re; the Dedebit Credit and Savings Institution, or DECSI; and the International Research Institute for Climate and Society at Columbia University.</p>
<p>The rain gauges, like the one in Biru’s yard, measure the precipitation in different spots across Adi Ha where rainfall&nbsp; is becoming increasingly unpredictable, making it ever harder for farmers to eke a living from this rocky part of the world.</p>
<p>“Our season is changing. We don’t know when there will be a bad year and when there will be a good year,” says Biru. “I believe, after taking the training, this insurance will be helpful during the bad season. This will pay me.”</p>
<p>Biru, who has bought 192 birr—or about $15—worth of insurance has become an expert at managing the vicissitudes of life in Adi Ha and together with her husband and six children, they have built a measure of security for themselves.</p>
<h3>Married young, she built her confidence</h3>
<p>Now 48, Biru was married at 15. But unlike some of her peers at the time, she had managed to attend school through the fourth grade, and when the Tigray People’s Liberation Front, or TPLF, took control of the area, Biru stood out. Perhaps it was because of all the questions she asked, she says.</p>
<p>She joined the organization in about 1979 and soon assumed a leadership role among other women—a twist of fate that allowed her to develop the confidence that continues to feed her successes today. Biru is not afraid to try new things—including insurance, a concept few in her community knew much about before this pilot was launched. Biru became a member of the local team that helped design the project.</p>
<p>But before that, she had other experiences that allowed her to see the advantages of managing household money in different ways. Through a local microfinance institution, Biru has taken out a series of loans that have helped her to build a herd of livestock that now includes goats, oxen, and donkeys. She has used the proceeds from the sale of some of those goats to support two of her children as they make their way through university. <br />Income from the goats, which at one point numbered about 70, also helped the family finance the construction of a new house with a metal roof a few years ago. It consists of a long, rectangular room with perimeter seats built into the walls, two beds at the far end, and a high ceiling that helps the interior stay cool on hot days.</p>
<p>And though the hungry season is inching closer—the time before the harvests when the food supply of many families runs low—Biru still has a supply a grain. In a shed separate from her house, tall vessels stand against the back wall. As she uncorks the bottom of one of them, the grain makes a satisfying rush as it streams out Baskets on the floor brim with corn, finger millet, and teff.</p>
<p>Biru’s family has another source of bounty as well: the Tsalet River, which feeds an irrigation system constructed about 10 years ago by the Relief Society of Tigray with funding from Oxfam. More than 400 households now benefit from it. Water funneled through a series of channels connected to a dam across the river irrigates a quarter hectare of land from which Biru harvests green peppers, bananas, melons, guava, and coffee beans. That regular supply of water may free her from some of the worry about rain.</p>
<h3>Counting every millimeter</h3>
<p>But the irrigation system doesn’t water her teff. Across Adi Ha, farmers depend on the rainy season for that job. The main one, the kiremt, stretches from June into September. A shorter rainy season, the belg, runs from February to May. This year, the kiremt started late: the rain didn’t really begin to fall in substantial amounts until mid July, making it hard for farmers who plant sorghum and corn.</p>
<p>“For maize, the rain is not good. There was no rain early,” says Biru. <br />With her rain gauge, Biru keeps careful count of exactly how much rain falls, recording the precipitation on a small chart. Pulling it out to show some visitors one day in early August, she notes the range from half a millimeter the day before—barely a sprinkle—to 40 millimeters in a downpour on July 3.</p>
<p>Her crops aren’t the only thing Biru worries about when it comes to water. Her family also needs a steady supply for drinking and cooking. And often, the job of fetching it falls to her. Potable water is about an hour’s walk away, and someone in the household makes that trip once a day, sometimes with a donkey to haul the heavy load home. But a less reliable source that the family uses just for cooking, is a good deal closer—a 15-minute hike from Biru’s home.</p>
<p>Grabbing a jug, Biru heads down the path from her house, slowing her pace so the city slickers who are visiting can keep up. She’s going to show them what’s required to keep a family hydrated in Adi Ha, where there’s no municipal system pumping water through every household tap.</p>
<p>The walk includes a scramble down a steep ledge—and the knowledge of a return hike up, lugging the jug heavy with water. On the way, Biru stops at a mound of stones, bending to kiss one reverentially: below them, in an oasis of trees and thick bushes—one of the few forest-like spots still standing in the area—sits a local church. Tradition demands that the woods around the church be left alone. They’re sacred. And that may account for the small spring that still gurgles at their base.</p>
<p>It’s here that Biru stops to fill her jug, scooping cupfuls of water from the shallows while trying to leave the silt behind. Ten minutes later, she stands and heads home under a gray sky full of the promise of rain.</p>
<p>Will it be ample enough to guarantee a harvest?</p>
<p>“For teff, currently it’s good,” says Biru. But if it doesn’t last, she now has insurance to fall back on.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>adaptation</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:57:15Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/articles/gebru-kahsay-relies-on-rain-but-has-the-security-of-insurance">        <title>Gebru Kahsay relies on rain but has the security of insurance</title>        <link>http://www.oxfamamerica.org/articles/gebru-kahsay-relies-on-rain-but-has-the-security-of-insurance</link>        <description>If harvests fail because of poor rain, some teff farmers in Ethiopia now have a back-up plan.</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>Gebru Kahsay doesn’t like to talk about 1984--the year that drought and pestilence lead to a famine that left nearly one million Ethiopians dead. Nobody likes to talk about it for fear that dwelling on such a terrible time might somehow invite more trouble.</p>
<p>But for Kahsay, a 52-year-old farmer in the Adi Ha area of Tigray in northern Ethiopia, a good deal has changed in the quarter century since so many of his neighbors lost all their crops including teff, a staple grain.</p>
<p>More than a third of the families in Adi Ha grow the tiny seed. It’s rich in nutrients and serves as the base for a pancake-like bread—injera—that many people eat. The hay left after threshing is also nourishing for animals. And for families that have some to spare, the grain commands a good price in the market.</p>
<p>Still, for those who depend on rain to help their teff thrive—it’s the second most widely cultivated rain-fed crop in Adi Ha—growing this cereal can be an iffy proposition, especially as global warming may be forcing a change in weather patterns. The rain came late this year to Adi Ha, preventing some farmers, like Kahsay, from planting early crops of sorghum—and heightening the need for a hearty harvest of teff.</p>
<p>But this year, Kahsay has a back-up plan if the rain doesn’t cooperate: weather insurance. He’s one of 200 farmers in Adi Ha who decided to participate in a pilot program organized by Oxfam America and carried out with the help of numerous local organizations, including the Relief Society of Tigray, or REST. Other partners include the Nyala Insurance Company; Swiss Re: the Dedebit Credit and Savings Institution, or DECSI; and the International Research Institute for Climate and Society at Columbia University.</p>
<p>The farmers—some paying with cash, others with labor—have bought varying amounts of insurance designed specifically for their teff. If the rain fails to fall in certain amounts at certain times, farmers will receive a payout to cover some of their losses.</p>
<p>“According to my belief, this insurance is important to protect us from migrating in a drought in search of food,” says Kahsay, who has bought 192 birr—or about $15—worth of insurance. “It saves the lives of the family during drought.” <br />Irrigation is also insurance</p>
<p>Kahsay has a large family to be concerned about. He’s the father of nine children, the youngest of whom is just 2. But the weather insurance he is trying out isn’t his only defense against bad times: irrigation also serves as a cushion.</p>
<p>Kahsay is among the more fortunate farmers in Adi Ha who have access to an irrigation system constructed by REST with funding from Oxfam a little more than 10 years ago. With concrete canals and a dam across the Tsalet River, the system has made major improvements to the traditional watering network that would clog with debris during heavy rains. In the month that it would take farmers to clean out the mess, their crops would often die.</p>
<p>For Kahsay, the modern system has been a boon. Though he irrigates just one quarter of a hectare of land, it provides him with an array of produce—oranges, coffee, papayas, tomatoes, onions—that he can sell. In fact, 95 percent of what he grows on his irrigated plot goes to market and the income buffers his family from the hard times that farmers, who depend only on rain-fed harvests, have no choice but to grapple with as best they can.<br />But Kahsay also tills two hectares of land that rely solely on rain. He sews them with corn, finger millet, sorghum, and teff—and most of the harvests from these fields get consumed by his family.</p>
<h3>Furrows of teff</h3>
<p>Wrapping a shawl about his shoulders and tucking an umbrella under his arm—it’s early August and it’s been raining, off and on, for several weeks—Kahsay strides down the slope from where his compound sits atop a rock ledge. Though he’s been battling malaria, he moves fast toward his fields, with a string of visitors straggling behind.</p>
<p>Soon, he reaches an expanse of sandy soil, dusty on the surface. Shoving up through the plowed ridges are shafts of green, so delicate they could almost be a trick of the eye in the brilliance of the afternoon sun. This is Kahsay’s teff field, well-guarded by his seven-year-old grandson, Aregawi Mulugeta, standing with a stick under the shade of a tree. Kahsay greets him heartily, and together they trek to the middle of the field to examine the shoots.<br />The teff is doing well, he reports.</p>
<p>But Kahsay says he would have liked to have had weather insurance that covers too much rainfall, not too little. In this region of sandy soils, heavy rains that come too fast can be as much of a hazard for teff as drought, and 1997 is still vivid in his mind because of that. That was the year flooding destroyed 70 percent of the teff he had planted.</p>
<h3>Climate may be changing</h3>
<p>Despite the water-logging, Kahsay has also seen a troubling trend toward increased dryness over the decades. Like all farmers, he watches the weather closely and analyzes the conditions.</p>
<p>Drought used to strike every eight years or so, he says. But now the cycle seems to be speeding up. And with drought comes the hardship of food shortages—for both people and the animals that help farmers plow their fields and provide them with milk.</p>
<p>With those trends becoming ever clearer, the purchase of weather insurance may turn out to be one of the best adaptations the people of Adi Ha can make.</p>
<p>“We are experimenting,” says Kahsay. “We started with teff. If we find the insurance is good, we’ll continue. If we fail, we will take a lesson from it.”</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>cmccabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>water</dc:subject>                    <dc:subject>weather insurance</dc:subject>                <dc:date>2011-07-25T18:57:34Z</dc:date>        <dc:type>Feature Story</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/press/pressreleases/multi-agency-report-reveals-disparity-in-living-conditions-for-louisianans">        <title>Multi-agency report reveals disparity in living conditions for Louisianans</title>        <link>http://www.oxfamamerica.org/press/pressreleases/multi-agency-report-reveals-disparity-in-living-conditions-for-louisianans</link>        <description></description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>NEW ORLEANS — A new report released today reveals stark disparities in the life expectancy, educational attainment and incomes of African Americans and whites in Louisiana as well as between the richest and poorest citizens of the state. <a href="/publications/a-portrait-of-louisiana">"A Portrait of Louisiana: the Louisiana Human Development Report 2009,"</a> provides a state-wide, parish-by-parish assessment, broken down by race, of such indicators as lifespan, earnings, incidence of diabetes, high school completion, crime, birth weight and more.</p>
<p>"This study will be an especially useful tool to Louisiana legislators, activists and philanthropists because it provides an evidence-based portrait of living conditions in the state.  It looks at our health, our education and our economic status, leading to important conclusions about how we must proceed to create a better Louisiana that is characterized by communities of opportunity," said Flozell Daniels Jr., President and CEO of the Louisiana Disaster Recovery Foundation.  "The report makes it clear that we cannot forge ahead while leaving so many people behind. It is not only unjust; it is also ineffective."</p>
<p>"A Portrait of Louisiana" is the second state-specific report produced by the authors of The Measure of America: American Human Development Report 2008-2009 since its release last summer.  It applies the American Human Development Index—a single measure of well-being for all Americans based on indicators in three key areas: health, education and income—to life in Louisiana. Using U.S. government statistics on longevity, educational attainment and enrollment, and earnings, the American Human Development Report revealed where America is today and set a benchmark against which we will be able to assess where we are tomorrow. In countries around the world where similar studies have been done, Human Development Index findings have proven that strategic investments in health, education and employment boost people's well-being as well as national prosperity.</p>
<p>Some surprising findings of "A Portrait of Louisiana" include the following:</p>
<ul>
<li>Women in Louisiana live longer than men and have higher educational levels, yet earn an average of $16,000 less per year.</li>
<li>The average life span for African Americans in Louisiana today (72.2 years) is shorter than that of Colombia, Vietnam and Venezuela. The average life span of an African American in New Orleans is 69.3 years, nearly as low as North Korea.</li>
<li>Whites in Louisiana have wages and salaries on par with those African Americans earning the most. The median earnings for whites ranges from $25,000 to $37,000. For African Americans the same range is from $13,000 to $25,000.</li>
<li>The 6.6% unemployment rate in Louisiana is well below the national average of 9.4%.</li></ul>
<p>"This report explores actions needed to build an infrastructure of opportunity so that all in Louisiana can be productive citizens and reach their full potential," said Sarah Burd-Sharps, co-author of both this report and the American Human Development Report. "Doing so is critical to the economic growth and future competitiveness of Louisiana in the knowledge-based global marketplace of tomorrow," added co-author Kristen Lewis.</p>
<p>"In Louisiana, where we work with 16 state and local organizations such as the Louisiana Disaster Recovery Foundation, this report clearly illustrates the conditions residents were struggling with even prior to the hurricanes of 2005—limited access to education, lower incomes, and shorter lives—and argues for a comprehensive solution for recovery," said Raymond C. Offenheiser, president of Oxfam America, which helped to fund the report with the Louisiana Disaster Recovery Foundation and the Foundation for the Mid-South. "And it comes at a crucial time, given the financial challenges facing the state and nation, to help policymakers prioritize how to use scarce funds."</p>
<p>"A Portrait of Louisiana," like the American Human Development Report, was published by the Social Science Research Council.  Go to <a href="http://www.measureofamerica.org">measureofamerica.org</a> for the full text of the report and interactive maps of Louisiana.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>US Gulf Coast Recovery</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>affordable housing</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>equality for women</dc:subject>                    <dc:subject>immigrant rights</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>minority rights</dc:subject>                    <dc:subject>politics and government</dc:subject>                    <dc:subject>workers' rights</dc:subject>                <dc:date>2009-09-21T15:52:39Z</dc:date>        <dc:type>Press Release</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/press/pressreleases/oxfam-reaction-to-wto-judgment-on-us-cotton-subsidies">        <title>Oxfam reaction to WTO judgment on US cotton subsidies</title>        <link>http://www.oxfamamerica.org/press/pressreleases/oxfam-reaction-to-wto-judgment-on-us-cotton-subsidies</link>        <description></description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p style="text-align: justify;"><strong>In Geneva, contact Romain Benicchio +</strong> <strong>41 79 79 79 990<br /></strong></p>
<p style="text-align: justify;">“Massive government subsidies for large-scale cotton growers in the United States are unfair and hurt farmers in poor countries. The WTO confirmed today the injury caused by these subsidies and authorized Brazil to retaliate against the US,” said Gawain Kripke, policy director for Oxfam America. “American farm policy is broken and bloated, and now other sectors of the US economy may suffer as Brazil retaliates.”</p>
<p style="text-align: justify;">Total direct support to cotton production hovered over three billion dollars in the 2008-2009 growing season, or an equivalent of 50 cents per pound of actual production, according to the International Cotton Advisory Committee.</p>
<p style="text-align: justify;">“The global trading system depends on countries obeying rules and submitting to orderly dispute resolution,” said Kripke. “Thus far, the US has ignored the ruling of the WTO adjudication and continues large subsidies for cotton production. If the US continues this way, the integrity of the multilateral trade system is at stake.”</p>
<p style="text-align: justify;">An Oxfam study found that with a complete removal of US cotton subsidies, the world price of cotton would increase by 6-14%, resulting in additional income that could feed an additional million children for a year or pay school fees for at least two million children living in extremely poor West African cotton growing households.</p>
<p style="text-align: justify;">The longstanding dispute started in 2002. In 2005, the WTO ruled that US cotton subsidies harmed Brazilian cotton farmers and violated WTO rules, but the US did little to abide by the ruling and reduce its trade distorting subsidies. In September 2006, Brazil asked for a WTO “compliance panel” to determine whether the US has done enough to comply with the ruling and the WTO confirmed that the US has failed to reform its agricultural subsidies enough to comply. Today’s ruling confirms that Brazil is entitled to start retaliation procedures, and possibly cross-retaliate by lifting intellectual property protections.</p>
<p>&nbsp;</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>jlee</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Brazil</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>World Trade Organization</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>trade</dc:subject>                <dc:date>2009-09-09T23:12:22Z</dc:date>        <dc:type>Press Release</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/multimedia/slideshows/a-tiny-seed-and-a-big-idea">        <title>A tiny seed and a big idea</title>        <link>http://www.oxfamamerica.org/multimedia/slideshows/a-tiny-seed-and-a-big-idea</link>        <description>Insurance for Ethiopia's farmers</description>                <dc:publisher>No publisher</dc:publisher>        <dc:creator>Coco McCabe</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>Ethiopia</dc:subject>                    <dc:subject>Horn of Africa</dc:subject>                    <dc:subject>agriculture</dc:subject>                    <dc:subject>climate change</dc:subject>                    <dc:subject>disaster risk reduction</dc:subject>                    <dc:subject>food security</dc:subject>                    <dc:subject>global food crisis</dc:subject>                    <dc:subject>hunger</dc:subject>                    <dc:subject>land</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>livestock</dc:subject>                    <dc:subject>microinsurance</dc:subject>                <dc:date>2011-07-25T18:58:13Z</dc:date>        <dc:type>Audio Slideshow Link</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/publications/building-common-ground">        <title>Building Common Ground</title>        <link>http://www.oxfamamerica.org/publications/building-common-ground</link>        <description>How shared attitudes and concerns can create alliances between African-Americans and Latinos in a post-Katrina New Orleans</description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p><em>Key findings from Dr. Silas Lee &amp; Associates' survey of African-American and Latino residents in New Orleans, commissioned by Oxfam America, September 2008.</em></p>
<p>Much has been written about the relationship between African-Americans and Latinos and the tensions that arose when they were forced to compete for the same limited resources in a post-Katrina New Orleans. But little is known about what the two groups have in common—and how those shared experiences, attitudes, and goals could bring them together to help rebuild their community.</p>
<p>In late 2008, Oxfam America commissioned Bright Moments, who subcontracted with Dr. Silas Lee &amp; Associates, to conduct a survey of the racial attitudes of African-Americans and Latinos living in New Orleans. "Building Common Ground" is a summary of those findings. The purpose of the survey was to measure how African-Americans and Latinos rated the quality of their lives, race relations with each other,
experiences with discrimination, perceptions of each other, support for an African-American and Latino alliance, and effective strategies for such alliances.</p>
<p>The results reveal that the majority of African-Americans and Latinos agreed that they face similar issues of discrimination3 and agreed that it's important for their two groups to put aside their differences and work on overcoming those issues. It is on this common ground that we seek to build.</p>
<p><em>This publication is available in English and Spanish.</em></p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>US Gulf Coast Recovery</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>affordable housing</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>immigrant rights</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>minority rights</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>politics and government</dc:subject>                    <dc:subject>workers' rights</dc:subject>                <dc:date>2009-06-16T21:00:58Z</dc:date>        <dc:type>Research Report</dc:type>    </item>
    <item rdf:about="http://www.oxfamamerica.org/press/pressreleases/new-report-reveals-shared-experiences-of-african-americans-and-latinos">        <title>New report reveals shared experiences of African Americans and Latinos</title>        <link>http://www.oxfamamerica.org/press/pressreleases/new-report-reveals-shared-experiences-of-african-americans-and-latinos</link>        <description></description>        <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[
<p>NEW ORLEANS — African-Americans and Latinos living in New Orleans share remarkably similar experiences and are willing to work together to bridge differences according to a new study released today by Oxfam America and Dr. Silas Lee &amp; Associates.</p>
<p>The new study, Building Common Ground, reveals vast similarities in the post-Katrina experiences of two groups often considered separately in discussions on hurricane recovery and rebuilding. While the study revealed many of the tensions and misconceptions that existed between the two groups, it demonstrated that there is very fertile ground upon which African Americans and Latinos can forge new relationships to combat some of the challenges they face together.</p>
<p>The results of the study will be presented Tuesday at 6 pm at Xavier University and will be followed by a panel discussion. Lydia Camarillo, Vice President of Southwest Voter Registration Education Project will deliver a keynote address following opening remarks from Xavier University president Dr. Norman Francis. Members of the panel include:</p>
<ul>
	<li>Keron Blair, Interfaith Worker Justice</li>
	<li>Lucas Diaz, Puentes, Inc.</li>
	<li>Denis Soreano, New Orleans Worker Center For Racial Justice</li>
	<li>Saru Jayaraman, Restaurant Opportunity Center United, and</li>
	<li>Barbara Major, Citizens United for Economic Equity.</li></ul>
<p>In one key finding, 83 percent of African Americans and 86 percent of Latinos said building alliances are important to achieving social and economic equity in New Orleans.</p>
<p>"Too often we talk about tensions between African-Americans and Latinos," said Ilana Scherl, Gulf Coast Field Representative for Oxfam America. "This study demonstrates that African Americans and Latinos face common challenges which limit their opportunities to succeed in society."</p>
<p>The study's results were driven from a survey conducted in late 2008 by Dr. Silas Lee &amp; Associates of African Americans and Latinos living in New Orleans. Hundreds of residents were interviewed and participated in focus groups to gauge the issues and concerns affecting these communities.</p>
<p>The study found striking similarities, including:</p>
<ul>
	<li>A majority of African Americans (56 percent) and Latinos (88 percent) said their communications and language skills were a major factor in the discrimination they face;</li>
	<li>A majority of African Americans (66 percent) and Latinos (59 percent) identified "access to decent affordable housing" as a major problem;</li>
	<li>Likewise, majorities of both African Americans (69 percent) and Latinos (60 percent) also identified "receiving fair treatment in the criminal justice system" as a major problem.</li></ul>
<p>The report also identified some of the obstacles and opportunities for working together on the issues both groups experience:</p>
<ul>
	<li>Language differences and a general lack of social interaction were identified as major barriers to creating alliances for social change in New Orleans;</li>
	<li>Both African Americans (60 percent) and Latinos (63 percent) said a lack of trust between the two groups was also a very major barrier to those alliance;</li>
	<li>Yet both groups agreed that the issue of job opportunities in New Orleans is very important, and worth working together to overcome, in fact, 88 percent of African Americans and 77 percent of Latinos said they strongly agreed that the groups can put aside their differences and work together on jobs.</li></ul>
<p>Most importantly, both groups recognized the importance of working together on common issues, with one focus group participant saying "We have to be here, and we have to get along. How can we start the dialogue?"</p>
<p>"This survey goes a long way to deconstructing some of the myths that have sprung up after Katrina," said Dr. Silas Lee. "Contrary to popular belief, significant percentages of both African Americans and Latinos not only believe that the two groups can and should work together, but are willing to take steps to continue to the process of recovery together now."</p>
<p>"Building Common Ground: How shared attitudes and concerns can create alliances between African Americans and Latinos in a post-Katrina New Orleans," was published by Oxfam America. <a href="/publications/building-common-ground">Read the full text</a> of the report and detailed results of the survey.</p>
]]></content:encoded>        <dc:publisher>No publisher</dc:publisher>        <dc:creator>mborum</dc:creator>        <dc:rights></dc:rights>                    <dc:subject>human rights</dc:subject>                    <dc:subject>natural disaster</dc:subject>                    <dc:subject>minority rights</dc:subject>                    <dc:subject>workers' rights</dc:subject>                    <dc:subject>immigrant rights</dc:subject>                    <dc:subject>United States</dc:subject>                    <dc:subject>humanitarian relief</dc:subject>                    <dc:subject>politics and government</dc:subject>                    <dc:subject>livelihood</dc:subject>                    <dc:subject>affordable housing</dc:subject>                    <dc:subject>US Gulf Coast Recovery</dc:subject>                <dc:date>2009-07-10T16:43:18Z</dc:date>        <dc:type>Press Release</dc:type>    </item>



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